Sales Manager-Used 2 Wheeler Loan at IDFC FIRST Bank

Cuttack, Odisha, India -

Full Time

Start Date

Immediate

Expiry Date

16 Oct, 26

Salary

0.0

Posted On

18 Jul, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Customer Acquisition, Asset Management, Retail Lending, Stakeholder Management, Portfolio Quality Management, Market Trend Analysis, Customer Service, Compliance Adherence, Communication Skills, Financial Services

Industry

Banking

Description

Job Requirements About the Role As a Sales Manager – Used Two-Wheeler Loan , you will be responsible for scaling the two-wheeler lending business within a designated area. The role focuses on acquiring customers, growing the asset base, and delivering banking solutions in a cost-efficient and technology-driven manner. You will collaborate closely with cross-functional teams including Product, Operations, Sales, IT, Credit, and BIU to ensure a seamless customer experience and position IDFC FIRST Bank as the preferred banking partner. Key Responsibilities Primary Responsibilities Acquire customers for used two-wheeler loans within the identified segment and generate references from the designated catchment area. Grow the Assets Under Management (AUM) base for two-wheeler lending solutions while meeting revenue, cost, profitability, and portfolio quality targets. Collaborate with the Product Head – Two-Wheeler Loans to deliver best-in-class funding solutions and ensure key DSTs are appropriately incentivized. Ensure portfolio quality by minimizing delinquencies and rejections. Monitor and adapt to changing market trends and develop channels for business acquisition. Secondary Responsibilities Provide high-quality customer service and design a fulfilling customer journey that leads to customer delight. Promote IDFC FIRST Bank as the primary banking partner for customers. Ensure adherence to internal compliance and regulatory frameworks across the business. Maintain extensive knowledge of retail asset products and operations. What We Are Looking For Education Graduation: Any discipline Post Graduation (preferred) Experience Minimum 2 years of relevant experience in retail lending or financial services, preferably in two-wheeler or vehicle loans. Skills and Attributes Excellent verbal and written communication skills in English are essential. Ability to identify and respond to market trends and customer needs. Excellent collaboration and stakeholder management skills. Customer-centric mindset with a focus on delivering superior service. Compliance-oriented with a commitment to regulatory standards. Results-driven with a focus on portfolio quality and business growth.

Responsibilities

Responsible for scaling the used two-wheeler lending business by acquiring customers and growing the Assets Under Management (AUM). The role involves collaborating with cross-functional teams to ensure portfolio quality and deliver efficient banking solutions.