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Sales Officer - Personal Loans - SM - PL - Delhi - Rajendra Place - J Grade at Tata Capital

, delhi, India -

Full Time

Start Date

Immediate

Expiry Date

09 Jun, 26

Salary

0.0

Posted On

11 Mar, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Disbursement Target Achievement, Loan Sales, Customer Segmentation, Sanction Ratio Achievement, Customer Satisfaction, Cross-Selling, Sales Promotion, Client Relationship Building, Vendor Empanelment, Distribution Channel Development, Staff Training, Market Analysis, Compliance, RBI Regulations Adherence

Industry

Financial Services

Description

To ensure the achievement of disbursement targets with a proper mix of HE/ HL with minimum delinquency. • Identify target areas for prospective business • Pre-screen customer segments as per the organization norms • Ensure the number of log in along with disbursement • Sanction ratio target achievement • Ensure high customer satisfaction level by proactively understanding customer needs and cross- sell multiple products as per the requirements. • Execute sales promotion activities to build customer interest in the TCFSL brand • Build strong client relationships both internally and externally and build a strong brand identification with potential customers. • Ensure vendor empanelment and develop relationships with new vendors. • Develop strong distribution channels • Provide training to staff members and vendors so as to develop a strong understanding of the markets / competition / process and products available in the markets and provide positive feedback to the central product and policy team to stay ahead in the market. • Ensure compliance to all Audit / RBI regulations.. Graduate in any discipline

Responsibilities

The primary responsibility is ensuring the achievement of personal loan disbursement targets while maintaining a healthy mix of Home Equity/Home Loan products with minimal delinquency. This involves identifying target business areas, pre-screening customers, and achieving required login and sanction ratios.