SBA Credit Analyst at BancFirst Corporation

Moore, Oklahoma, United States -

Full Time

Start Date

Immediate

Expiry Date

24 May, 26

Salary

0.0

Posted On

23 Feb, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Credit Evaluation, Financial Analysis, SBA Loan Structures, Risk Assessment, Underwriting, Loan Memorandums, Financial Ratio Analysis, Industry Research, Term Sheet Preparation, Loan Reviews, Customer Service, Communication, Interpersonal Skills, Confidentiality, Attention To Detail, Problem Solving

Industry

Banking

Description

Commercial Capital Small Business Administration (SBA) Credit Analyst LOCATION Onsite BancFirst Commercial Capital 600 NW 5th Moore, OK 73160 HOURS Full Time SUMMARY Provide support in the on-going credit evaluation of existing and prospective customers. The Credit Analyst analyzes the financial health of commercial borrowers and is responsible for gathering and reviewing credit information making recommendations for credit lines based on required criteria. The Credit Analyst interacts with a variety of professionals and represents the bank in interactions with clients and other professionals. ESSENTIAL DUTIES AND RESPONSIBILITIES include the following. Other duties may be assigned. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Serve as a point of contact for customers, Loan Officers, and other professionals to discuss potential SBA credit requests and provide guidance on SBA loan structures and requirements Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money Preparing financial analysis and financial ratio analysis Preparing industry research Underwrite credit requests to the standards of bank policy and procedures, as well as SBA SOP Preparing loan memorandums Review loan memorandums within BancFirst and provide additional underwriting to ensure the memorandum meets SBA standards. Research, identification, and development of loan opportunities Prepare term sheets for credit requests Prepare annual Loan Reviews for SBA loans within the Commercial Capital portfolio, inclusive of needed financial analysis Maintain accurate and up to date tracking of all credit applications and participate in weekly production meetings to discuss progress, priorities, and outstanding items. Refer relevant customers to other BancFirst service providers (Insurance, Trust, Merchant Services, etc.), if not done so by the Loan Officer Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice. REQUIREMENTS Bachelor’s degree in Business, Marketing, Finance, Accounting, Agribusiness, or Agricultural Economics Excellent customer service skills Strong communication skills, both verbal and written Excellent interpersonal skills Demonstrates an understanding of credit management, credit operations and commercial lending Ability to perform in a highly sensitive environment and maintain confidentiality High level of attention to detail, with strong problem solving and organization skills Ability to perform effectively in a fast-paced environment Working knowledge of Microsoft Office, especially Word, Excel Complete all required compliance training by established deadlines PHYSICAL REQUIREMENTS Constant use of computer screens and reading of reports Ability to operate a computer keyboard, multi-line telephone, photocopier, scanner and facsimile Regularly required to sit, use hand to finger, handle or feel, reach with hands and arms, and talk, see or hear Intermittently standing, stooping, bending at the waist, walking, kneeling or crouching to file materials Regularly lift and/or move and carry up to 5 pounds Hometown service, statewide strength. BancFirst is committed to investing in the future of Oklahoma communities. BancFirst is a $14 billion bank offering personal and commercial products, trust, insurance, and investment services in sixty Oklahoma communities. Employees enjoy excellent benefits and a learning environment that allows them to continuously improve their skills to deliver highly personalized service to customers. EOE - BancFirst is an Equal Opportunity employer. Diversity…Our differences enhance business performance.

Responsibilities

The Credit Analyst supports ongoing credit evaluation by analyzing the financial health of commercial borrowers, gathering credit information, and making recommendations for credit lines based on established criteria. Key duties include serving as a point of contact for SBA credit requests, underwriting credit requests to bank and SBA standards, and preparing necessary documentation like loan memorandums and term sheets.