SBA Franchise Loan Officer at ConnectOne Bank

New York, New York, United States -

Full Time

Start Date

Immediate

Expiry Date

26 Aug, 26

Salary

120000.0

Posted On

29 May, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

SBA Lending, Franchise Analysis, Financial Statement Analysis, Loan Origination, Underwriting, Business Development, Relationship Management, Regulatory Compliance, Negotiation, Market Research, Loan Structuring, Customer Service

Industry

Banking

Description

Description About us: ConnectOne Bank proves that putting people first is a better way to do business. At ConnectOne, we’re builders — of businesses, communities, and equity. Most importantly, we’re building opportunities. Our mission is to ensure our employees feel empowered to make important decisions, reach their potential and truly make an impact. ConnectOne is a growth organization by design; it is part of our DNA and we take pride in seeing our employees grow with us. Founded in 2005 by an entrepreneur, we have grown into a high-performing commercial bank, inspiring a new model for our industry’s future. By embracing technology and all the ways it can help us become a world-class service organization, we support small business owners by fueling their mission. People First is the blueprint for our culture. It is at the foundation of everything we do and the decisions we make. At ConnectOne, you have the opportunity to be a part of a dynamic culture and team. Develop your forward-thinking skills, thrive in an entrepreneurial setting, and succeed at “a better place to be”. ConnectOne Bank is an Equal Housing and Equal Opportunity Lender, and a member of the Federal Deposit Insurance Corporation. About this role: The SBA Franchise Loan Officer will play an integral role in supporting our lending efforts by working with internal and external referral sources, identifying new SBA Lending opportunities in the Franchise space, cultivating relationships with potential clients, and assisting in the SBA loan origination and underwriting process. You will work closely with the SBA Development and Underwriting team to promote SBA loan products while providing top-notch customer service to clients. In this role you will: Support the Bank’s “People First” focus and rules of engagement—maintaining a professional demeanor, working as an active member of the CNOB team, providing all clients excellent service, always striving to make CNOB “A Better Place to Be”. Manage, Evaluate, and process a pipeline of internally provided SBA leads in the Franchise space. Evaluate Franchise Disclosure Documents Analyze Loan packages including Business Tax Returns and Financial Statements Evaluate internal loan referrals, Structure, Package and Process SBA eligible loans Prepare and present SBA loan proposals internally and to clients and referral sources Monitor the progress of deals and maintain a high level of communication with clients and referral partners throughout the loan process Build and maintain strong relationships with potential clients, referral partners, and industry contacts. Identify and cultivate new business opportunities for SBA loans. Conduct market research to identify trends and business opportunities within the SBA lending space. Attend industry events, networking functions, and meetings as needed. Stay current on guidelines, lending products, and industry trends. Must haves: Strong “People First” interest and ability. Knowledge of relevant Federal and State banking regulations. Excellent knowledge of Bank’s products and services. 2 - 3 years of experience in SBA business development, sales, or underwriting Thorough understanding of SBA eligibility, federal banking compliance and requirements. Ability to analyze business financial statements Strong communication, negotiation, and interpersonal skills. Franchise lending experience Franchise analysis experience Bonus Points For: Working knowledge of Spark is a plus Additional information Benefits: World class health, vision, and dental benefits on day one 401k with employer match Hybrid work from home (depending on role) Employee appreciation events (team building, softball games, food truck days, etc..) Employee assistance programs (EAP) Wellness programs (flu shot, preventive care, health programs and services discounts, etc..) Tuition reimbursement Employee Discount perks CNOB Community Service Events ….and much, much more! Studies have shown that individuals from underrepresented groups, may only apply to roles if they meet 100% of the qualifications. Roles evolve over time, especially with innovation, and you may be just the person we need. We hope you're open to learning new skills and growing with us. We encourage you to apply to continue making us “a better place to be!” ConnectOne Bank is an equal opportunity employer and does not discriminate with respect to any term, condition or privilege of employment based on race, color, religion, sex, sexual orientation, gender identity or expression, age, disability, military or veteran status, marital status, or status of an individual in any group or class protected by applicable federal, state, or local law. ConnectOne Bank also provides reasonable accommodations for qualified individuals with disabilities in accordance with the Americans with Disabilities Act and applicable state and local laws. If an accommodation is needed to participate in the job application or interview process, please contact Talent Acquisition.

Responsibilities

The SBA Franchise Loan Officer identifies new lending opportunities in the franchise space and manages the loan origination and underwriting process. This includes analyzing financial statements, structuring SBA eligible loans, and maintaining relationships with referral partners and clients.