PAY RANGE

Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to achievements, skills, experience, or work location. The range listed is just one component of the compensation package offered to candidates.
$68,000.00 - $114,000.00

APPLICANTS WITH DISABILITIES

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .

WELLS FARGO RECRUITMENT AND HIRING REQUIREMENTS:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process

Required Qualifications:

• 6+ months of Commercial Banking Portfolio Management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, educatio

Desired Qualifications:

• Knowledge and understanding of SBA, commercial and specialty group banking products and services
• Underwriting experience including SBA, commercial or specialty group relationship portfolio credit, including both commercial & industrial and investor real estate opportunities
• Knowledge and understanding of rates, credit terms, loan structures, and collateral requirements
• Knowledge and understanding of credit policy, loan servicing, risk management, and group underwriting requirements
• Experience with financial modeling, including understanding key cash flow drivers and impacts on projected financial performance
• Ability to present to decision makers and customers in a professional and confident manner
• Ability to perform in depth commercial financial statement analysis
• Experience developing and maintaining external and internal partnerships
• Excellent verbal, written, and interpersonal communication skills
• Bachelor’s degree in accounting, finance, or busines

Wells Fargo is seeking an SBA Portfolio Associate (Commercial Banking Portfolio Associate) to support our Small Business Administration (SBA) line of business.

In this role, you will:

• Focus on underwriting SBA transactions
• Assist with financial modeling and projections, credit analysis, and industry or business risk analysis, in support of loan structuring decision making activities for mid-sized companies, large corporations, and real estate developers
• Support senior staff in credit underwriting which accounts for all risk factors and providing risk rating recommendations
• General responsibilities include working with senior management, relationship managers and credit to originate, monitor and grow SBA relationships
• Specifically accountable for credit underwriting and origination, portfolio monitoring, renewals and reviews, coordination of pricing for revenue growth, and relationship profitability
• Manages and promotes the maintenance of a portfolio that adheres to all applicable credit policies and compliance requirements
• Works with clients directly to understand credit needs and represents the bank in developing and maintaining client relationships
• Collaborate and consult with functional colleagues, internal partners, and stakeholders including internal as well as external customers
• May review and negotiate loan documentation with internal and external counsel, and clients / prospects

Required Qualifications:

• 6+ months of Commercial Banking Portfolio Management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• Knowledge and understanding of SBA, commercial and specialty group banking products and services
• Underwriting experience including SBA, commercial or specialty group relationship portfolio credit, including both commercial & industrial and investor real estate opportunities
• Knowledge and understanding of rates, credit terms, loan structures, and collateral requirements
• Knowledge and understanding of credit policy, loan servicing, risk management, and group underwriting requirements
• Experience with financial modeling, including understanding key cash flow drivers and impacts on projected financial performance
• Ability to present to decision makers and customers in a professional and confident manner
• Ability to perform in depth commercial financial statement analysis
• Experience developing and maintaining external and internal partnerships
• Excellent verbal, written, and interpersonal communication skills
• Bachelor’s degree in accounting, finance, or business

Job Expectations:

• This position is not eligible for Visa sponsorship
• This position offers a hybrid work schedule
• Specific compliance policies may apply regarding outside activities or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process

Locations:

• 1150 West Washington St., Tempe, AZ 85288
• 600 South 4th St., Minneapolis, MN 55415
• 14241 Dallas Pkwy, St. 1300, Dallas, TX 75254