Scheme Underwriter

at  LegalAndGeneral

Company Description
Legal & General supports the savings, protection and retirement needs of around 14 million people, through our portfolio of retail and workplace businesses.
Our Retail division helps people enjoy a more colourful retirement, both directly and through their employers, including Lifetime Mortgages, Retirement Interest Only Mortgages and financial advice on our range of lending products.
We are the UK’s number one individual life insurer, and also provide Group Protection products for employers – all helping people to plan for the unexpected. We support home buying through our Mortgage Club – the UK’s largest – and our award-winning Surveying Services team. And our fintech team finds and supports socially useful start-ups and scale-ups working in the workplace, home, insurance and wealth areas.
Joining us means helping create brighter financial futures for all our customers.
Job Description
We’re recruiting for a Scheme Underwriter t to join us. We’re offering a competitive base salary. Working in a portfolio-based team environment effectively and productively, providing unrivalled service to new and existing customers that, in turn, will drive the achievement of team shared financial targets around portfolio and business growth.

What you’ll be doing:

• Profitably and accurately assessing risk, setting price and applying appropriate terms in keeping with Group Protections Scheme Underwriting guidelines and philosophy; work with colleagues to do this right first time
• Ensuring work is completed within the timeframes allocated, and if not, then appropriate communication is given to the line manager, and if required, the broker / customer concerned
• Building strong customer relationships that will assist in the delivery of financial targets, particularly the acquisition and retention of profitable business
• Demonstrating strong leadership and ownership to ensure you and your team colleagues contribute to collective business goals and objectives across Group Protection
• Taking a wider interest in the Group Protection business including any new products/features, other team and department developments and results
• Organising and managing the provision of service to give sufficient priority and opportunity to customers wishing to change products, switch provider, submit a claim or make a complaint
• Ensuring the correct application of regulations and legislation, as set by Financial Conduct Authority (FCA) and Her Majesty’s Revenue and Customs (HRMC)

Qualifications

Who we’re looking for:

• A background in group protection
• CII Group Risk Exam
• Relevant understanding of products, regulation, and Group Protection processes
• Confident with Customers: Able to handle direct customer contact effectively on a range of subjects both written and oral
• Good with technology: Must be comfortable with the use of computer-based systems including Microsoft Office
• Highly proficient in Excel and the manipulation of data

Whatever your role, we reward performance and behaviour with a package that looks after all the things that are important to you. Here are some of the benefits we offer:

• The opportunity to participate in our annual, performance-related bonus plan and valuable share schemes
• Generous pension contribution
• Life assurance
• Private medical insurance (permanent employees only)
• At least 25 days holiday, plus public holidays, 26 days after 2 years’ service. There’s also the option to buy and sell holiday
• Competitive family leave
• Participate in our electric car scheme, which offers employees the option to hire a brand-new electric car through tax efficient salary sacrifice
• There are the many discounts we offer – both for our own products and at a range of high street stores and online
• In 2023, some of our workspaces were redesigned. Our offices are great spaces to connect and collaborate and have your wellbeing at the heart

Additional Information
Legal & General is a leading financial services group and major global investor, named Britain’s Most Admired Company in 2023, for the second year running. Rated top in our sector and top for inspirational leadership, we have a strong heritage and an exciting future.
We aim to build a better society for the long term by investing our customers’ money in things that make life better for everyone.
If you join us, you’ll be part of a welcoming culture, with opportunities to collaborate with people of diverse backgrounds, views and experiences. Guided by leaders with integrity who care about your future and wellbeing. Empowered through initiatives which support people to develop their careers and excel.
We strive to be open, mindful and inclusive, so are always willing to discussing flexible working arrangements and reasonable accommodations for candidates with specific needs.
If you’re open to find out more, we’d love to hear from you

What you’ll be doing:

• Profitably and accurately assessing risk, setting price and applying appropriate terms in keeping with Group Protections Scheme Underwriting guidelines and philosophy; work with colleagues to do this right first time
• Ensuring work is completed within the timeframes allocated, and if not, then appropriate communication is given to the line manager, and if required, the broker / customer concerned
• Building strong customer relationships that will assist in the delivery of financial targets, particularly the acquisition and retention of profitable business
• Demonstrating strong leadership and ownership to ensure you and your team colleagues contribute to collective business goals and objectives across Group Protection
• Taking a wider interest in the Group Protection business including any new products/features, other team and department developments and results
• Organising and managing the provision of service to give sufficient priority and opportunity to customers wishing to change products, switch provider, submit a claim or make a complaint
• Ensuring the correct application of regulations and legislation, as set by Financial Conduct Authority (FCA) and Her Majesty’s Revenue and Customs (HRMC

Whatever your role, we reward performance and behaviour with a package that looks after all the things that are important to you. Here are some of the benefits we offer:

• The opportunity to participate in our annual, performance-related bonus plan and valuable share schemes
• Generous pension contribution
• Life assurance
• Private medical insurance (permanent employees only)
• At least 25 days holiday, plus public holidays, 26 days after 2 years’ service. There’s also the option to buy and sell holiday
• Competitive family leave
• Participate in our electric car scheme, which offers employees the option to hire a brand-new electric car through tax efficient salary sacrifice
• There are the many discounts we offer – both for our own products and at a range of high street stores and online
• In 2023, some of our workspaces were redesigned. Our offices are great spaces to connect and collaborate and have your wellbeing at the hear