Senior AML Policy & Monitoring Analyst at Addi

Bogota, Capital District, RAP (Especial) Central, Colombia -

Full Time

Start Date

Immediate

Expiry Date

20 Jan, 26

Salary

0.0

Posted On

22 Oct, 25

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Anti-Money Laundering, Regulatory Compliance, Risk Management, Due Diligence, Transaction Monitoring, Sanctions Screening, Case Management, Quality Assurance, Collaboration, Analytical Skills, Financial Crime Compliance, Process Improvement, Communication, Agility, Detail-Oriented, Problem Solving

Industry

Financial Services

Description

About Addi We are a leading financial platform, building the future of payments, shopping, and banking—a world where consumers and merchants can transact effortlessly, grow together and where we create abundance and generate pride in them. Today, we serve over 2 million customers and partner with more than 20,000 merchants, making Addi Colombia’s fastest-growing marketplace. We provide banking solutions (deposits, payments, unsecured credit) and commerce services (e-commerce, marketing) using state-of-the-art technology, bridging the financial gap for millions and redefining how people experience financial freedom. As the country’s leading Buy Now, Pay Later provider, we have secured regulatory approval to operate as a bank, unlocking even greater opportunities for our customers. In the past year, we have also achieved profitability, reinforcing the strength of our business model and our ability to scale sustainably. Our mission has earned the trust of world-class investors, including Andreessen Horowitz, Architect Capital, GIC, Goldman Sachs, Greycroft, Monashees, Notable Capital, Quona Capital, Union Square Ventures, Victory Park Capital, and more, who back our vision for the future. With their support, we are not just growing—we are transforming Latin America’s financial ecosystem and shaping the next generation to shop, pay, and bank in Colombia. But what truly sets us apart is how we build. We are a conscious company, driven by deep experience in scaling technology, services and products, and we live by our values every day. About the Role This is where you come in. Below, you’ll find what this role is all about—the impact you’ll drive, the challenges you’ll tackle, and what it takes to thrive at Addi. If you’re ready to be part of something big, keep reading. What’s the mission you’ll drive Protect Addi's financial platform and new bank operations by leading the efficient execution and continuous improvement of Anti-Money Laundering (AML) due diligence, sanctions screening, and transaction monitoring processes, ensuring zero-tolerance regulatory compliance (SARLAFT/ROS) to support sustainable growth and the company's status as a regulated entity. What you will do Reduce AML Case Resolution Time by redesigning the case management workflow and improving documentation standards, ensuring full audit readiness and faster responses to potential threats. Automate manual Enhanced Due Diligence (EDD) data collection tasks s by partnering with the Engineering team to implement new tools, freeing up analyst capacity for high-risk and complex investigations. Achieve a 98% accuracy rate on sanctions screenings by refining screening rules and streamlining the alert escalation process, ensuring full compliance with OFAC, UN, and other relevant sanctions lists. Improve Suspicious Activity Report (SAR/ROS) quality by launching a new quality assurance (QA) framework within 6 months, resulting in a 50% reduction in submission errors and strengthening our relationship with regulators. What we’re looking for Demonstrates Deep Regulatory & Risk Expertise Applies comprehensive knowledge of AML/CFT frameworks (including SARLAFT) to ensure compliance across all due diligence and monitoring activities. Interprets and operationalizes international sanctions programs (OFAC, UN, EU) to manage risk exposure effectively. Evaluates complex transactional scenarios to determine potential suspicious activity, escalating cases appropriately and supporting regulatory reporting. Proven Experience in Operational Execution & Case Management Conducts and documents end-to-end AML investigations with precision, ensuring traceable, audit-ready records that meet regulatory expectations. Manages regulatory reporting processes (e.g., ROS/SAR submissions) within required timelines and quality standards. Continuously improves due diligence and monitoring workflows by identifying process gaps and implementing control enhancements. Exhibits Strong Collaboration & Cross-Functional Influence Builds trusted partnerships with Product, Engineering, Risk, and Legal teams to integrate AML and DDI requirements into business operations. Clearly communicates complex compliance concepts to non-specialist audiences, translating risks into actionable guidance. Influences cross-functional decision-making to ensure business growth is aligned with regulatory expectations and ethical standards. Has Solid Professional AML Background & Growth Mindset Holds a Bachelor’s degree in Systems or Industrial Engineering, Finance, Business Administration, Economics, or related discipline, with 3+ years of experience in AML, sanctions, or financial crime compliance. Brings an analytical, detail-oriented, and outcome-driven mindset to manage high-stakes compliance scenarios in dynamic environments. Adapts quickly to evolving regulations and business needs, demonstrating agility typical of fast-growth fintech or startup contexts. Maintains or pursues relevant professional certifications (e.g., SARLAFT, FIBA, ACAMS, Risk Management) to strengthen technical credibility. Why join us? Work on a problem that truly matters – We are redefining how people shop, pay, and bank in Colombia, breaking down financial barriers and empowering millions. Your work will directly impact customers' lives by creating more accessible, seamless, and fair financial services. Be part of something big from the ground up – This is your chance to help shape a company, influencing everything from our technology and strategy to our culture and values. You won’t just be an employee—you’ll be an owner Unparalleled growth opportunity – The market we’re tackling is massive, and we’re growing faster than almost any fintech lender at our stage. If you’re looking for a high-impact role in a company that’s scaling fast, this is it. Join a world-class team – Work alongside top-tier talent from around the world, in an environment where excellence, ownership, and collaboration are at the core of everything we do. We care deeply about what we build and how we build it—and we want you to be a part of it. Competitive compensation & meaningful ownership – We believe in rewarding our talent. You’ll receive a generous salary, equity in the company, and benefits that go beyond the basics to support your growth. How the hiring process looks like We believe in a fast, transparent, and engaging hiring experience that allows both you and us to determine if there's a great fit. Here’s what our process looks like: Step 1: People Interview (30 min) A conversation with a recruiter to get to know you, your experience, and what you're looking for. We’ll also share more about Addi, our culture, and the role. Step 2: Initial Interview (45-60 min) A more in-depth conversation with the hiring manager, where we explore your skills, experience, and problem-solving approach. We want to understand how you think and work. Step 3: Case Study (3-5 Days) You may receive a real-world challenge or case study to complete. This is a chance to showcase your expertise and how you approach key problems relevant to the role. Step 4: Co-Founder Interview If there’s a strong match, you’ll have a final conversation with our Founder to align on expectations, cultural fit and ensure mutual excitement. From there, we’ll move quickly to an offer and discuss next steps. We value efficiency and respect for your time, so we aim to complete the process as quickly as possible. Our goal is to make this experience insightful and exciting for you, just as much as it is for us. Regardless of the outcome, we are committed to always providing feedback, ensuring that you walk away with valuable insights from your experience with us.

Responsibilities

Lead the execution and improvement of AML due diligence, sanctions screening, and transaction monitoring processes. Ensure compliance with regulatory standards to support sustainable growth and the company's status as a regulated entity.