Senior Analyst - Actuarial at Guardian Life Insurance

Gurgaon, haryana, India -

Full Time

Start Date

Immediate

Expiry Date

05 Jun, 26

Salary

0.0

Posted On

07 Mar, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Ms Excel, VBA, SQL, MS Access, Python, Actuarial Tools, Life Insurance, Annuity Products, Experience Analysis, Assumption Development, Data Validation, Data Analytics, Reporting, Risk Management, Problem-Solving, Critical Thinking

Industry

Financial Services

Description

Job Description: Position Objective and Responsibilities The candidate will be a key member of the Guardian India Actuarial Team, with ongoing partnership and support to the Strategic Initiatives and Inforce Management Team. Key Responsibilities include: Experience Studies Lead and review mortality, persistency, and surrender experience studies for life and annuity products. Design, enhance, and maintain repeatable analytical tools to improve efficiency, transparency, and controls in experience studies. Perform detailed data validation, reconciliation, and diagnostics to ensure high-quality inputs for actuarial analysis and assumption setting. Translate experience study results into clear insights and recommendations for stakeholders. Data Analytics & Reporting Work on the monthly, quarterly, and annual experience monitoring reports for business partners. Identify trends, emerging risks, and anomalies in business performance and proactively communicate findings. Drive automation and simplification of recurring reports, reducing manual effort and increasing timeliness and accuracy. Assumption Setting & Governance Develop and maintain best-estimate assumptions for actuarial models using company experience, industry studies, and external research. Partner with pricing, valuation, risk, and finance teams to ensure assumptions are consistent, appropriate, and well understood. Underwriting & Reinsurance Support Perform protective value and underwriting impact studies to quantify the financial implications of changes in underwriting rules or practices. Quality & Continuous Improvement Act as a technical resource. Proactively identify opportunities to improve data quality, analytical rigor, and process efficiency. Build and maintain strong, collaborative relationships with business partners Consistently demonstrate Guardian’s Core Values by acting with integrity, holding high professional standards, and delivering long-term business value. Skills, Knowledge, and Behaviors Advanced proficiency in MS Excel, including complex formulas, controls, and model design. Strong hands-on experience with actuarial and analytical tools such as VBA, SQL/MS Access, Python, Strong understanding of life insurance and annuity products, experience analysis, and assumption development. Excellent analytical, problem-solving, and critical-thinking skills with the ability to interpret complex results. Ability to clearly communicate technical concepts to non-technical stakeholders. Proven capability to manage priorities. Demonstrated mindset of continuous improvement, automation, and efficiency gains. High level of professionalism, accountability, and alignment with organizational values. Education and Experience 2-3 years of progressive experience in actuarial roles, preferably within life insurance. 4+ actuarial exams (CM1 & CS1 is preferable) Strong practical experience in experience studies, data analytics and assumption setting. Bachelor’s degree. Location: This position can be based in any of the following locations: Gurgaon Current Guardian Colleagues: Please apply through the internal Jobs Hub in Workday Every day, Guardian helps our 29 million customers realize their dreams through a range of insurance and financial products and services. Our Purpose, to inspire well-being, guides our dedication to the colleagues, consumers, and communities we serve. We know that people count, and we go above and beyond to prepare them for the life they want to live, focusing on their overall well-being — mind, body, and wallet. As one of the largest mutual insurance companies, we put our customers first. Behind every bright future is a GuardianTM. Learn more about Guardian at guardianlife.com. Visa Sponsorship: Guardian Life is not currently or in the foreseeable future sponsoring employment visas. In order to be a successful applicant, you must be legally authorized to work in the United States, without the need for employer sponsorship.

Responsibilities

The candidate will lead and review mortality, persistency, and surrender experience studies for life and annuity products, while also designing and enhancing analytical tools for efficiency and transparency. Responsibilities also include working on monitoring reports, identifying business trends and risks, and driving automation for recurring reports.