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Senior Analyst - Credit Risk at Egans Group
Dubai, Dubai, United Arab Emirates -
Full Time

Start Date

Immediate

Expiry Date

18 Dec, 26

Salary

15000.0

Posted On

22 Sep, 26

Experience

1 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

No

Skills

Industry

Banking & Credit

Description

Full job description

About Emirates Global Aluminium

Emirates Global Aluminium is the world’s biggest ‘premium aluminium’ producer and the largest industrial company in the United Arab Emirates outside the oil and gas industry. EGA is an integrated aluminium producer, with operations on four continents from bauxite mining to the production of cast primary aluminium and recycling. EGA employs over 7,000 of these people including more than 1,200 UAE Nationals. EGA operates aluminium smelters in Jebel Ali and Al Taweelah in the United Arab Emirates, an alumina refinery in Al Taweelah, a bauxite mine and associated export facilities in the Republic of Guinea, a speciality foundry in high strength recycled aluminium in Germany, and a recycling plant in the United States.

Senior Analyst - Credit Risk (UAE National)

Credit risk, Tax, Risk & Resilience – Finance & Corporate Development

JOB PURPOSE

To analyze financial situation and credit worthiness by conducting complete credit analysis (i.e., gathering data, generating key ratios and checking ratios vs benchmarks and competitors) of corporate metal customers, financial institutions, banks, and other counterparties to accurately assess customers’ credit worthiness as per guidelines of credit risk policy, corporate governance model and in accordance with the group credit risk management philosophy

KEY ACCOUNTABILITIES

Policies, Processes & Procedures

  • Follow departmental policies, systems, processes, procedures and controls to ensure consistency, standardization and accuracy in ways of working.
  • Support seniors in the review and revision of methodologies, procedures and processes in line with EGA group-wide requirements and international standards.
  • Monitor compliance with approved credit limits, policy requirements and exception approvals and recommend corrective actions where required.
  • Maintain accurate credit records, documentation and audit trails in accordance with governance and regulatory requirements.
  • Support policy development, governance reviews and audit activities by ensuring adherence to credit risk frameworks and regulatory requirements.

Day-to-day operations

  • Manage the day-to-day operations of credit analysis to ensure that work processes are implemented as designed and comply with established policies, processes and procedures.
  • Conduct new and periodic credit reviews and prepare Credit Approval Reviews with clear recommendations on credit exposure, limits and payment terms.
  • Prepare business documents, management updates, committee papers and presentations to support informed decision-making.
  • Provide professional credit risk advice and recommendations
Responsibilities

Full job description

About Emirates Global Aluminium

Emirates Global Aluminium is the world’s biggest ‘premium aluminium’ producer and the largest industrial company in the United Arab Emirates outside the oil and gas industry. EGA is an integrated aluminium producer, with operations on four continents from bauxite mining to the production of cast primary aluminium and recycling. EGA employs over 7,000 of these people including more than 1,200 UAE Nationals. EGA operates aluminium smelters in Jebel Ali and Al Taweelah in the United Arab Emirates, an alumina refinery in Al Taweelah, a bauxite mine and associated export facilities in the Republic of Guinea, a speciality foundry in high strength recycled aluminium in Germany, and a recycling plant in the United States.

Senior Analyst - Credit Risk (UAE National)

Credit risk, Tax, Risk & Resilience – Finance & Corporate Development

JOB PURPOSE

To analyze financial situation and credit worthiness by conducting complete credit analysis (i.e., gathering data, generating key ratios and checking ratios vs benchmarks and competitors) of corporate metal customers, financial institutions, banks, and other counterparties to accurately assess customers’ credit worthiness as per guidelines of credit risk policy, corporate governance model and in accordance with the group credit risk management philosophy

KEY ACCOUNTABILITIES

Policies, Processes & Procedures

  • Follow departmental policies, systems, processes, procedures and controls to ensure consistency, standardization and accuracy in ways of working.
  • Support seniors in the review and revision of methodologies, procedures and processes in line with EGA group-wide requirements and international standards.
  • Monitor compliance with approved credit limits, policy requirements and exception approvals and recommend corrective actions where required.
  • Maintain accurate credit records, documentation and audit trails in accordance with governance and regulatory requirements.
  • Support policy development, governance reviews and audit activities by ensuring adherence to credit risk frameworks and regulatory requirements.

Day-to-day operations

  • Manage the day-to-day operations of credit analysis to ensure that work processes are implemented as designed and comply with established policies, processes and procedures.
  • Conduct new and periodic credit reviews and prepare Credit Approval Reviews with clear recommendations on credit exposure, limits and payment terms.
  • Prepare business documents, management updates, committee papers and presentations to support informed decision-making.
  • Provide professional credit risk advice and recommendations