Policies, Processes & Procedures

• Follow departmental policies, systems, processes, procedures and controls to ensure consistency, standardization and accuracy in ways of working.
• Support seniors in the review and revision of methodologies, procedures and processes in line with EGA group-wide requirements and international standards.
• Monitor compliance with approved credit limits, policy requirements and exception approvals and recommend corrective actions where required.
• Maintain accurate credit records, documentation and audit trails in accordance with governance and regulatory requirements.
• Support policy development, governance reviews and audit activities by ensuring adherence to credit risk frameworks and regulatory requirements.

Day-to-day operations

• Manage the day-to-day operations of credit analysis to ensure that work processes are implemented as designed and comply with established policies, processes and procedures.
• Conduct new and periodic credit reviews and prepare Credit Approval Reviews with clear recommendations on credit exposure, limits and payment terms.
• Prepare business documents, management updates, committee papers and presentations to support informed decision-making.
• Provide professional credit risk advice and recommendations to management and business stakeholders and influence risk-based decisions
• Risk Assessment