Senior Analyst, Financial Operations at Razorpay Software Private Limited

Bengaluru, karnataka, India -

Full Time

Start Date

Immediate

Expiry Date

02 Apr, 26

Salary

0.0

Posted On

02 Jan, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Reconciliation, Merchant Settlement, Microsoft Excel, Data Analysis, Bank Coordination, Cost Reporting, Gross Margin Analysis, Payment Discrepancy Resolution, Automation, Financial Operations, Nodal Account Management, Communication, Problem Solving, Attention to Detail, Team Collaboration, Self-Motivation

Industry

Software Development

Description

Razorpay is one of India’s leading full-stack financial technology companies, powering the way businesses move, manage, and grow money. Founded in 2014 by Harshil Mathur and Shashank Kumar with a simple vision — to simplify payments for Indian businesses — we’ve since grown into a fintech powerhouse driving India’s digital payment revolution. Razorpay powers millions of businesses with a smarter, scalable stack that goes beyond transactions to help them truly build and grow. From seamless checkouts to payroll automation, across India, Singapore, and Malaysia, we’ve been engineering a fintech ecosystem that’s redefining how money moves across Asia — and we’re just getting started. Today, that ecosystem supports everyone from early-stage startups to some of India’s largest enterprises, enabling them to accept, process, and disburse payments at scale while expanding into new ways of managing money more efficiently. Our scale speaks volumes: Razorpay processes $180+ billion in annualized transactions, powering leading businesses like Airbnb, Facebook, WhatsApp, Airtel, CRED, BookmyShow, Zomato, Swiggy, Lenskart, Mirae Asset Capital markets, Indian Oil, National Pension Scheme — and over 100 of India’s unicorns. With strong roots in India and growing operations in Southeast Asia, we are shaping the next chapter of financial technology across the region. We are backed by global investors including GIC, Peak XV Partners (formerly Sequoia Capital India & SEA), Tiger Global, Ribbit Capital, Matrix Partners, MasterCard, and Salesforce Ventures, having raised over $740 million to date. Strategic acquisitions — including Ezetap (POS and offline payments), Curlec (Malaysia expansion), BillMe (digital invoicing), and POP (rewards-first UPI) — along with earlier moves in fraud prevention, payroll, and lending, have further strengthened our platform and widened our footprint across Asia. But what truly sets Razorpay apart is our culture. At Razorpay, ownership is our oxygen — you own what you build, with no micromanagement or red tape, just the runway to make your ideas fly. Learning is a lifestyle — if you’re curious, you’ll feel at home here. People > Pedigree — we hire for attitude, hustle, and hunger more than degrees. Transparency thrives over titles — this is where interns question CXOs and CXOs say “thank you.” Guided by our values of Customer First, Autonomy & Ownership, Agility with Integrity, Transparency, Challenging the status quo and a strong belief that Razorpay grows with Razors, you’ll be part of a 3000+ strong team building not just products, but the financial infrastructure of the future. Senior Analyst, Financial Operations Key Responsibilities: ● To check for any GMV leakages in the system by doing a regular reconciliation and working closely with the tech teams. Also, to do a day to day reconciliation of deposits and withdrawals into the Nodal account. ● Bank MIS reconciliation with system data and matching of funds on a daily basis. ● Co-ordinate with Banks for issues in reconciliation and payment-related issues. ● Post Nodal account reconciliation on a daily basis, provide day-end summary to the accounting team for passing appropriate accounting entries. ● Maintaining Nodal Account Health by keeping a check on funds lying and Age analysis of the same. ● Work closely with Tech teams to understand where the daily MIS files are stuck and ensure the same are ingested into the dashboard and attain a 100% reconciliation. Also, find innovative ways of automation. ● Ensuring the commissions are charged as per the agreed commercials with the banks. ● Balancing and matching of the funds a day. Analyze the difference and treatment of the same. ● Research and solve payment discrepancies. ● Resolve invalid or unauthorized deductions by following pending deductions procedures. ● Month End Deliverables: Cost reports, Gross margin analysis. What do we expect from you? ● Bachelor’s degree in commerce, Finance, or related fields; additional qualifications in project management or business management are advantageous ● 2-5 years of working experience in the field of Reconciliation and Merchant Settlement. ● Similar working experience in a Payment gateway/aggregator is a plus. ● Proficient in the Microsoft Office suite of products especially MS Excel to handle large volumes of data.Motivated self-starter able to work independently with minimal supervision as well as cooperatively with others within and across functions.x Razorpay believes in and follows an equal employment opportunity policy that doesn't discriminate on gender, religion, sexual orientation, colour, nationality, age, etc. We welcome interests and applications from all groups and communities across the globe. Follow us on LinkedIn & Twitter

Responsibilities

The Senior Analyst will perform regular reconciliations to check for GMV leakages and coordinate with banks for payment-related issues. They will also provide daily summaries to the accounting team and work on maintaining the health of the Nodal account.