Senior Analyst - Fraud & AML Risk at MONEYME

Sydney, New South Wales, Australia -

Full Time

Start Date

Immediate

Expiry Date

24 Aug, 26

Salary

110000.0

Posted On

26 May, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Fraud Detection, AML Typologies, Transaction Monitoring, SQL, PowerBI, Credit Card Risk Analytics, Data Analysis, Rule Development, MasterCard Ecosystem, Risk Reporting, Quantitative Assessment, Qualitative Assessment

Industry

Financial Services

Description

Newly created position Salary $90k-$110k + super + bonus CBD location About MONEYME: MONEYME is a founder-led digital lender and Certified B Corporation™. We challenge the traditional ways of credit and simplify the borrowing experience with digital-first experiences that meet the needs of modern consumers. We offer a range of fast, flexible, and competitively priced products that span our customers’ credit lifecycle, including personal loans, credit cards, and car loans. We deliver unrivalled customer experiences powered by smart technology, speed and efficiency. We are for ambitious Australians that expect more from life and the companies they engage with. We uphold a strong ethos of sustainability and hold ourselves accountable to the high standards of the B Corp movement. Our culture is energetic and driven, and we continually challenge the status quo… we’re nothing like your traditional finance institution. We are Great Place To Work certified for three years running and in 2024 and 2025 we have ranked in the top 30 list of great workplaces. We’re proud to have built a culture where people feel heard, cared for, and empowered to push boundaries. We wouldn’t be able to continually improve and grow as a company without our diverse and exceptional team. What we are looking for: We are looking for a Senior Analyst that understands fraud and AML in the context of credit cards. This role will be responsible for transaction monitoring, looking for trends, assist with rule development to prevent fraud. This position is a permanent role. To be successful in this role you need to have the following: Strong understanding of credit card fraud, AML typologies, and transaction monitoring across multiple payment channels. At least 1 year work experience relevant to the position. Skilled in analysing transaction data, identifying emerging fraud trends, and developing/optimising investigation and decline rules (including within the MasterCard ecosystem). Experienced in fraud detection modelling and credit card risk analytics, with both quantitative and qualitative assessment skills. Proficient in SQL with additional coding capability Competent in using fraud and transaction monitoring platforms. Prepares and presents clear risk reports, dashboards, and trend analyses (e.g. PowerBI) to senior management, highlighting key risks and performance metrics. Communicates complex data findings in a clear, influential way, collaborating effectively to drive rule development and stakeholder decisions. Operates independently with strong decision-making, attention to detail, and ability to deliver within required timelines. What’s in it for you: At MONEYME we believe in rewarding hard work. When the business is winning, so are you and we’re always investing in our employees to explore new projects and develop people’s careers. We have quarterly awards, events, bonuses and more. Some of our perks and benefits we offer to our employees are: Up to 5 additional days of bonus leave per calendar year after 12 months of service for eligible employees. Annual bonuses paid out quarterly. 3 days paid community service and volunteering leave per year. 12 weeks of employer-paid parental leave and two weeks employer-paid leave for secondary carer. Quarterly champion awards and reward trips. Mental health and wellbeing initiatives, health checks, skin cancer checks, free flu vaccination, etc. Team social events, massages in the office, free coffee and much more. MONEYME Limited is an equal opportunity employer, and we value diversity, equity, and inclusion. We are committed to creating a diverse and inclusive workplace and encourage applicants from all backgrounds to apply. We believe that the unique contribution of our employees is a key driver of our success. We stand together – our diversity and inclusion give us an edge.

Responsibilities

Responsible for transaction monitoring and identifying fraud trends specifically within the context of credit cards. The role involves developing and optimizing investigation and decline rules to prevent fraud and presenting risk reports to senior management.