JOB DESCRIPTION:

We are currently in the final stages of the interview process with a preferred candidate. However, we value diverse perspectives and encourage all qualified individuals to apply.
Seeking a detail-oriented analyst to join Retail Model Performance Monitoring team. In this role, one will be responsible for monitoring the performance of various models used for allowance and stress testing, ensuring they meet predefined accuracy and efficacy standards. The ideal candidate will possess strong quantitative skills, programming/automation techniques and ability to collaborate with cross-functional and multi-geographical location teams.

Key Responsibilities:

• Monitor performance of PD/EAD/LGD models used for various regulatory usage
• Collaborate with Modeling analysts to align model process logic and data treatment.
• Support regular audits and validations of monitoring processes.
• Generate and automate reports and presentations summarizing performance metrices, actions and recommendations.

Skills and Qualifications:

• Proficient PC skills including a strong competency in MS Excel and PowerPoint, and a variety of analytical and reporting software packages
• Strong programming skills that enables process automation, i.e (MS VBA, Python)
• Advanced knowledge of SAS programming or other mainstream languages (i.e. SQL/ R), SAS certification a plus
• Ability to navigate multiple data warehouse platforms and different data environments
• Understanding of Credit Risk Parameter Models PD/EAD/LGD and concepts of capital reserves, RWA and allowance.
• Strong analytical and program solving skills are required to interpret data and draw conclusions
• Excellent written and verbal communications skills

Additional Requirements:

• 3-5+ years in Business Intelligence, Reporting or Data Visualization experiences, related certificate is an asset
• Candidate should have knowledge of the Banking industry
• Experience or knowledge with retail lending and accounting standard for credit loss a plus
• Experience performing project costing or business case functions

WHO WE ARE:

TD is one of the world’s leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.
TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you’ve got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we’re here to support you towards your goals. As an organization, we keep growing – and so will you.

• Monitor performance of PD/EAD/LGD models used for various regulatory usage
• Collaborate with Modeling analysts to align model process logic and data treatment.
• Support regular audits and validations of monitoring processes.
• Generate and automate reports and presentations summarizing performance metrices, actions and recommendations