Senior Analyst, Retirement Plans at RXO Inc

Charlotte, North Carolina, United States -

Full Time

Start Date

Immediate

Expiry Date

05 Sep, 26

Salary

0.0

Posted On

07 Jun, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Retirement Plan Administration, ERISA Compliance, IRS Regulations, DOL Regulations, Canada Revenue Agency Regulations, Financial Analysis, Microsoft Excel, Vendor Management, Data Reconciliation, Employee Education, HRIS, Payroll Administration

Industry

Truck Transportation

Description

Accelerate your career at RXO RXO is a leading provider of transportation solutions. With cutting-edge technology at the center, we're revolutionizing the industry with our massive network and commitment to finding solutions for every challenge. We create more efficient ways for shippers and carriers to transport goods across North America. As a Senior Analyst, Retirement Plans at RXO, you will lead the day‑to‑day administration of the company’s retirement plans while partnering across Benefits, Finance, HR, and vendors to support broader financial health and welfare initiatives. You will provide analysis, education, and operational support to help employees make informed decisions about their retirement and overall financial well‑being. Please note, this reports on site Monday-Thursday at RXO’s Headquarters located at 11215 N Community House Rd, Charlotte, NC 28277 and work from home on Fridays! What your day-to-day will look like: Retirement Plan Administration (Primary Focus) Administer the day‑to‑day operations of multiple retirement savings plans, serving as the subject matter expert for qualified retirement plans in the U.S. and Canada Partner with recordkeepers, trustees, payroll, and internal stakeholders to ensure accurate and timely plan administration Analyze and determine eligibility, contribution levels, annual limits, loan availability, and payment requirements for retirement plans, accounting for situations such as employee leave, death, and termination of employment. Reconcile employee data, required and voluntary contributions, benefit payments, and vendor invoices to ensure financial accuracy and data integrity Support annual non‑discrimination testing and ensure ongoing plan compliance with regulatory requirements Prepare, reconcile, and submit retirement plan contributions, benefit payments, and vendor invoices Coordinate U.S. and Canadian retirement plan audits and manage relationships with external auditors and regulatory agencies Ensure all required regulatory filings are completed accurately and submitted on time Monitor legislative and industry changes impacting retirement plans and recommend process or design improvements Financial Health & Welfare Program Support (Cross‑Functional) Partner with Benefits, Finance, and vendors to support financial well-being initiatives, including savings, debt management, and retirement readiness programs Provide analytical support for welfare benefit programs (e.g., medical, dental, vision, life, disability) as needed to support funding, budgeting, and vendor management activities Analyze trends and utilization data across retirement and welfare programs to inform leadership decision‑making and annual planning Assist with vendor reconciliations, data validation, and process improvements across financial health and welfare programs Serve as a resource to Benefits team members by providing cross‑training and backup support as needed Education & Communication In partnership with vendors, develop and deliver employee education sessions on retirement and financial well‑being topics Prepare reporting and dashboards for leadership, including plan performance, participation trends, and design recommendations Support broader benefits communication efforts that reinforce employee financial wellness What you’ll need to excel: At a minimum, you’ll need: Bachelor’s degree or equivalent related work or military experience 2+ years of experience in a benefits role with a primary focus on retirement plan administration Working knowledge of employee benefit regulations (ERISA, IRS, DOL, Canada Revenue Agency, etc.) Strong analytical, problem‑solving, and data‑interpretation skills Strong proficiency in Microsoft Excel Experience with HR, payroll, and benefits administration systems It’d be great if you also have: Ability to work effectively in a collaborative, cross‑functional environment Experience in platforms such as Plan Sponsor Website (PSW), Group Retirement Solutions (GRS), and/or Workday. Experience creating presentation in PowerPoint Customer‑focused mindset with strong relationship management abilities ASPPA or CEBS designation Does this sound like you? Check out what else RXO has to offer. Why Join Us: Our Benefits Comprehensive medical, dental, and vision plans 401(k) retirement plan with up to 5% company match Pre-tax accounts to help streamline eligible expenses Company-paid disability and life insurance Employee Assistance Program (EAP) Career and Leadership Development Programs Paid time off, company holidays, and volunteer days Our Culture Our values are the key to our unique culture and our ability to deliver for everyone we serve. We do great things when we are inclusive and work together. To perform with excellence, we learn from one another, value diverse perspectives, operate safely and build strong relationships. The Next Step Ready to join our team? We'd love to hear from you. Fill out an application now and join our talent community to learn about future opportunities. We are proud to be an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. All applicants who receive a conditional offer of employment may be required to take and pass a pre-employment drug test. The above statements are not an exhaustive list of all required responsibilities, duties, and skills for this job classification. Review RXO's candidate privacy statement here and RXO's Privacy Notice to California Job Applicants here. We’re a leading provider of asset-light transportation. We create more efficient ways for shippers and carriers to move freight. We do great things when we are inclusive and work together. To perform with excellence, we learn from one another, value diverse perspectives, operate safely, and build strong relationships. We’re looking forward to getting to know you! Introduce yourself to our talent acquisition team and we'll get in touch if there is a role that aligns to your background.

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Responsibilities

Lead the day-to-day administration of U.S. and Canadian retirement savings plans while ensuring regulatory compliance and financial accuracy. Partner with cross-functional teams to support broader financial health and welfare initiatives and provide employee education on retirement readiness.