Senior Analyst, Risk Management, APAC at SMBC

, , Singapore -

Full Time

Start Date

Immediate

Expiry Date

17 Oct, 26

Salary

0.0

Posted On

19 Jul, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Model Risk Management, Stress Testing, Risk Governance, Credit Risk, Data Analytics, Portfolio Risk Oversight, Stakeholder Management, Financial Analysis, Regulatory Compliance, Model Validation, Risk Reporting, Critical Thinking

Industry

Financial Services

Description

Headquartered in Tokyo, Sumitomo Mitsui Banking Corporation (SMBC) is a leading global financial institution and a core member of Sumitomo Mitsui Financial Group (SMBC Group). Built upon our rich Japanese heritage since 1876, we put our customers first and provide seamless access to, from and within the Asia Pacific region. SMBC is one of the largest Japanese banks by assets and maintain strong credit ratings across our global integrated network. We work closely as one SMBC Group to offer personal, corporate and investment banking services to meet the needs of our customers. With sustainability embedded within our strategy and operations, we are committed to creating a society in which today’s generation can enjoy economic prosperity and well-being, and pass it on to future generations. Join SMBC Group and be part of our Asia growth journey. As we expand our presence through Multi‑Franchise Strategy across high-growth markets, including India, Indonesia, Vietnam, and the Philippines, this role offers a unique opportunity to shape risk governance and oversight across diverse portfolio. In this role, you will support Model Risk Management and Stress Testing Oversight across Asia Multi‑Franchise (MF) entities, providing independent challenge, governance assessment, and portfolio-level risk insights. You will evaluate effectiveness of model governance frameworks, review key assumptions and outcomes, identify emerging risks, and enhance risk transparency to support informed decision-making by senior management and Board representatives. Working closely with the Risk Management Department APAC (RMDAP) and Asia Growth Market Department (AGMD) / India Division (ID), you will help drive consistent risk standards, strong governance, and a robust risk culture across Commercial Banking, Islamic Banking, NBFI, and Vehicle Financing businesses throughout the region. Job Responsibilities Model Risk Management Oversight Support the oversight of model risk management practices across multi franchise (MF) entities. Review model governance frameworks, model inventories, validation reports, monitoring activities, and remediation plans. Assess effectiveness of model lifecycle controls, including model development, implementation, usage, monitoring, and change management processes. Identify and escalate material model risks, governance gaps, and emerging issues to senior stakeholders. Support the preparation of management reporting, thematic reviews, and portfolio-level risk insights. Stress Testing Oversight Support reviews of stress testing frameworks, methodologies, scenarios, assumptions, and governance practices across MF entities. Assess the consistency and robustness of stress testing approaches across different businesses and jurisdictions. Analyze stress testing results to identify potential vulnerabilities, concentrations, and emerging risk themes. Contribute to portfolio-level aggregation, benchmarking, and comparative analysis of stress testing outcomes. Evaluate the impact of macroeconomic and sector-specific developments on portfolio companies and their risk profiles. Portfolio Risk Governance Support the adoption of SMBC's model risk management and stress testing standards across MF entities. Partner with local risk management teams to promote sound governance and risk management practices. Prepare risk assessments, thematic reviews, and deep-dive analyses on key portfolio risk topics. Support the provision of risk insights and reporting to senior management, Board representatives, and governance forums. Monitor regulatory developments and industry trends, assessing their relevance to portfolio companies and Group oversight activities. Stakeholder Management & Coordination Build effective working relationships with MF risk management teams and key stakeholders across the region. Coordinate information requests, reviews, and follow-up actions relating to model risk management and stress testing. Prepare clear and concise presentations, reports, and briefing materials for senior stakeholders. Collaborate closely with RMDAP and AGMD/ID to promote consistent risk standards and governance practices across MF portfolio. Job Requirements Bachelor's degree in Finance, Risk Management, Data Analytics, Statistics, Mathematics, Information Systems, Economics, or related discipline. 3–5 years of relevant experience in Model Risk Management, Model Validation, Stress Testing, Credit Risk, Enterprise Risk Management, Risk Governance, or related disciplines within financial services. Good understanding of model lifecycle governance and model risk management principles. Experience reviewing, validating, monitoring, developing, or governing risk models used in banking, consumer finance, vehicle finance, leasing, or non-bank financial institutions. Familiarity with stress testing frameworks, scenario analysis, and risk governance processes. Ability to analyze complex information, identify key risk implications, and communicate findings effectively. Experience working with multiple stakeholders in a matrixed and multicultural environment. Regional risk management or portfolio oversight experience would be advantageous. Skills & Competencies Strong analytical, problem-solving, and critical thinking skills. Ability to synthesize complex risk information into concise and actionable insights. Good understanding of banking and non-bank financial products, including corporate loan, SME lending, unsecured consumer lending, and vehicle finance. Familiarity with risk appetite frameworks, credit performance metrics, and regulatory reporting concepts. Strong written and verbal communication skills, including the ability to prepare materials for senior management. High cultural awareness and ability to work effectively across diverse markets and teams. Comfortable operating in matrix organization and coordinating stakeholders across multiple jurisdictions and time zones. Familiarity with regulatory expectations issued by regulators such as RBI, OJK, BSP, SBV, MAS, or equivalent supervisory authorities would be an advantage.

Responsibilities

Oversee model risk management and stress testing frameworks across Asia Multi-Franchise entities to ensure robust governance and risk transparency. Provide independent challenge and risk insights to senior management and Board representatives to support informed decision-making.