Senior Asset Manager at Heartland Bank Ltd

Auckland, Auckland, New Zealand -

Full Time

Start Date

Immediate

Expiry Date

19 May, 26

Salary

0.0

Posted On

18 Feb, 26

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Financial Analysis, Relationship Building, Communication, Problem Solving, Strategic Thinking, Credit Risk Analysis, Credit Submissions, Strategy Development, Governance, Asset Management Framework, Relationship Management, Lending, Credit Risk, Credit Processes, Problem Credit Accounts, Credit Restructuring

Industry

Banking

Description

Is this your next role? You’ll manage a portfolio of Asset Management customers showing early signs of credit risk deterioration. You’ll design and implement tailored action plans aimed at either rehabilitating the customer or managing an orderly exit within an agreed timeframe. Working closely with Credit Risk Analysts, you’ll oversee and prepare high‑quality credit submissions that support sound, well‑reasoned decisions. In addition to managing your portfolio, you’ll assist the Head of Asset Management with strategy development and governance activities, contributing to the ongoing evolution and effectiveness of the AM framework. You will also deputise for the Head of Asset Management when required, providing senior oversight, continuity, and decision‑making support across the team. Does this sound like you? With well-developed financial analysis skills, you're an experienced banking or finance professional. Skilled at building relationships, you're a great communicator and problem solver. Given the complexity and strategic nature of this role, you’ll bring experience as a Senior Relationship Manager or Senior Manager in a similar environment. You’ll demonstrate strong strategic thinking and advanced problem‑solving capability, operating at a level beyond standard Asset Management responsibilities to anticipate emerging risks and influence outcomes. You're a pro: 5 or more years of experience in rural banking, business banking, finance company or accounting background Relationship management, lending and credit risk experience at a senior level Sound knowledge of accepted credit processes and policy in a banking or finance environment Comprehensive understanding of problem credit accounts and relevant remedies and actions Credit restructuring and/or insolvency experience preferred, including managing professional advisors A bit about us and what we do Heartland is an NZX/ASX-listed financial services group with big growth plans. Heartland Group owns both Heartland Bank in New Zealand and Heartland Bank in Australia. We provide award-winning savings and finance products to a diverse range of customers including business owners, farmers and retirees. Heartland's strategy is to digitalise everything we do, enabling us to provide customers with what they need in a scalable way. We can then pass those benefits onto our customers through faster service and better rates. Can you see yourself here? We're innovative and always evolving. We work together as one team and have big ambition. We're committed to creating a culture of inclusivity that celebrates our diverse backgrounds and supports the wellbeing of our people. We offer real opportunities for learning and career development. You can also drive change through our internal groups (including Manawa Whenua - our Māori group, the Rainbow Committee, Diversity & Inclusion Committee and our Green Team). Some of our perks include employee banking benefits, an excellent insurance package, flexible working options, sports teams (touch, netball and football), and Friday night pizzas and drinks! Diversity & Inclusion At Heartland, we're proud to celebrate the many characteristics that make each of us different. We embrace diversity in all its forms and believe in creating an environment that helps us better understand and serve our customers. As a Living Wage Employer, a Hearing Accredited Workplace, and a Rainbow Tick certified organisation, we're committed to doing right by our people. Keen to learn more? For an insight into life at Heartland, check out our Instagram @heartlandbanknz or follow us on LinkedIn www.linkedin.com/company/heartland-bank-nz. Heartland is an innovative and award-winning financial services group. We’re committed to creating a culture of inclusivity that celebrates our diversity and supports the wellbeing of our people. Introduce yourself to our team and we'll get in touch if there's a role that seems like a good match. Across the Heartland group, we’re looking for people who will embrace the opportunities we provide to learn, contribute and make a difference. You’ll find meaningful work and an environment that is fast-paced, rewarding and supportive. The Heartland group is a digital financial services group of companies, which includes Heartland Bank in New Zealand and Heartland Bank in Australia (which includes our StockCo team).

Responsibilities

The role involves managing a portfolio of Asset Management customers showing early credit risk deterioration by designing and implementing tailored action plans for rehabilitation or orderly exit. This includes overseeing and preparing high-quality credit submissions and assisting the Head of Asset Management with strategy development and governance activities.