Senior Backend Engineer, Spending at Chime
San Francisco, CA 94108, USA -
Full Time


Start Date

Immediate

Expiry Date

08 Nov, 25

Salary

245100.0

Posted On

09 Aug, 25

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

No

Skills

Good communication skills

Industry

Information Technology/IT

Description

A LITTLE ABOUT US

At Chime, we believe that everyone can achieve financial progress. We created Chime—a financial technology company, not a bank*—on the premise that core banking services should be helpful, easy, and free. Through our user-friendly tools and intuitive platforms, we empower our members to take control of their finances and work towards their goals. Whether it’s starting a savings account, purchasing a first car or home, launching a business, or pursuing higher education, we’re proud to have helped millions unlock their financial potential.
We’re a team of problem solvers, dreamers, and builders with one shared obsession: our members. From day one, Chimers have worked tirelessly to out-hustle and out-execute competitors to bring our mission to life. Their grit and determination inspire us to work harder every day to deliver the very best experience possible. We each bring an owner’s mindset to our work, refusing to be outdone and holding ourselves accountable to meet and exceed the highest bars for our teams, our company, and our members.
We believe in being bold, dreaming big, and taking risks, while also working together, embracing our diverse perspectives, and giving each other honest feedback. Our culture remains deeply entrepreneurial, encouraging every Chimer to see themselves as stewards of our mission to help everyday Americans unlock their financial progress.
We know that to achieve our mission, we must earn and keep people’s trust—so we hold ourselves to the highest standards of integrity in everything we do. These aren’t just words on a wall—our values are embedded in every aspect of our business, serving as a north star that guides us as we work to help millions achieve their financial potential.

Because if we don’t—who will?

  • Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.
Responsibilities

ABOUT THE ROLE

Chime Engineering is growing rapidly as we scale to support the financial needs of our members. We are looking for driven engineers to join our team, where you’ll work on APIs that power our member facing products and iterate on our banking platform. You will own projects from end-to-end by influencing architecture, implementing APIs and maintaining the ongoing health of the code.
The base salary offered for this role and level of experience will begin at $176,490 and up to $245,100. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

IN THIS ROLE, YOU CAN EXPECT TO

  • Design, develop, test, refactor and scale backend implementations of new and existing consumer product features
  • Work with the mobile team to design and build strong, resilient APIs that power the member facing mobile app
  • Collaborate with cross functional teams to understand member pain points and come up with solutions
  • Proactively identify opportunities for improving the reliability and scalability of our systems
  • Work across the engineering team to improve and uphold high technical standards

TO THRIVE IN THIS ROLE, YOU HAVE

  • 5+ years developing software in a production environment at scale
  • Proven experience with Ruby on Rails or comparable frameworks
  • Experience working with transactional databases and caching systems
  • Exposure to architectural patterns of large, high-scale web applications
  • An appreciation of maintainable and well-tested code
  • Enjoyment in learning and diving into the deepest levels of how things work
  • Start-up experience as an added plus
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