Senior Balance Sheet Management Analyst at Wells Fargo
Charlotte, North Carolina, USA -
Full Time


Start Date

Immediate

Expiry Date

14 Nov, 25

Salary

0.0

Posted On

14 Aug, 25

Experience

4 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

No

Skills

Decision Making, Regulatory Requirements, Capital, Training, Financial Concepts, Strategic Thinking, Forecasting, Financial Analysis, Financial Modeling, Financial Data, Liquidity, Financial Risk Management, Product Offerings, Customer Service, Trading, Models

Industry

Financial Services

Description

APPLICANTS WITH DISABILITIES

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .

WELLS FARGO RECRUITMENT AND HIRING REQUIREMENTS:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process

Required Qualifications, US:

  • 4+ years of Treasury experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, educatio

Desired Qualifications:

  • Knowledge and understanding of financial analysis, forecasting, and analyzing interest income and balance sheet behavior, with a focus on trading and trading related products
  • Knowledge of financial institution balance sheets, product offerings, and financial risk management, particularly in the context of consumer loans
  • Deep understanding of asset liability management and interest rate risk management concepts, with the ability to apply these principles to consumer lending products
  • Experience in financial modeling, including the development and application of models to analyze financial data and support strategic decision-making
  • Excellent oral and written communications skills, with the ability to effectively communicate complex financial concepts to a broad range of audiences
  • Proven ability to manage multiple concurrent projects or large-scale individual projects, demonstrating strong leadership and strategic thinking
  • Experience with regulatory requirements surrounding the management of model risk, interest rate risk, liquidity, and capital
  • Experience assessing the adequacy of policies, procedures and processes, including compliance and operational controls within a large, complex organization
  • Ability to work in a team-based environment, prioritize tasks, learn quickly, provide superior customer service, and take on new challenges with a strategic mindse
Responsibilities

Wells Fargo is looking for a Senior Balance Sheet Management Analyst to join the BSIRRM product strategy team. This position will support balance sheet and interest rate risk management for consumer loan products. This role will concentrate on product strategy, models and analytics, and collaborate with Liquidity Management, Capital, Balance Sheet Optimization, Investment Portfolio, and other business finance teams.
Treasury at Wells Fargo is a dynamic team that is responsible for managing Wells Fargo’s balance sheet including capital, liquidity, funding, and interest rate risk management. Treasury seeks to ensure Wells Fargo always maintains sufficient capital and liquidity resources to support growth in the Company’s businesses, while also ensuring a satisfactory financial cushion exists to protect against unforeseen stresses in the economic environment or the Company’s operations. Treasury also provides regulators, senior leaders, and the Board of Directors with key information to support risk management, financial performance management, and strategic planning.
Balance Sheet and Interest Rate Risk (BSIRRM) Group performs quantitative analysis of the balance sheet behavior and has primary responsibility to measure interest rate risk (IRR) and design corresponding risk mitigation strategies. Team members oversee the IRR simulation models, provide management with insight concerning changes that they see in the risk profile, and contribute to the generation of risk management strategies.

In this role, you will:

  • Act as Sr Consultant to finance, accounting and Business Line management on matters related to corporate treasury and related financial management with a focus on consumer loan portfolio strategy and analytics
  • Monitor and evaluate global market conditions, funding requirements, asset and liability management, liquidity risk management, capital management, financial performance management, capital, and related activities
  • Provide overall advisory on treasury finance and risk strategies
  • Ensure data quality and establish controlled processes
  • Lead targeted projects including guiding other teammates
  • Collaborate with Internal Audit, Corporate Risk Management and Model Governance teams as well as outside parties including regulatory agencies and accounting and consulting firms
  • Make recommendations to more experienced group members and management
  • Collaborate and consult with peers, colleagues, and managers to resolve issues and achieve goals
  • Interact with internal customers
  • Receive direction from leaders and exercise independent judgment while developing the knowledge to understand function, policies, procedures, and compliance requirements
  • Cultivate a comprehensive understanding of product strategy, including product terms, pricing strategies, and the industry landscape, across various macroeconomic and interest rate environments.
  • Develop in-depth knowledge of product behaviors and customer expectations under different interest rate scenarios and stress tests, providing strategic recommendations to senior management on potential risks and opportunities.
  • Be responsible for complex reporting and analytics on treasury finance metrics
  • Ensure accurate recurring deliverables are completed and compliant with various treasury risk management regulatory requirements

Required Qualifications, US:

  • 4+ years of Treasury experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

  • Knowledge and understanding of financial analysis, forecasting, and analyzing interest income and balance sheet behavior, with a focus on trading and trading related products
  • Knowledge of financial institution balance sheets, product offerings, and financial risk management, particularly in the context of consumer loans
  • Deep understanding of asset liability management and interest rate risk management concepts, with the ability to apply these principles to consumer lending products
  • Experience in financial modeling, including the development and application of models to analyze financial data and support strategic decision-making
  • Excellent oral and written communications skills, with the ability to effectively communicate complex financial concepts to a broad range of audiences
  • Proven ability to manage multiple concurrent projects or large-scale individual projects, demonstrating strong leadership and strategic thinking
  • Experience with regulatory requirements surrounding the management of model risk, interest rate risk, liquidity, and capital
  • Experience assessing the adequacy of policies, procedures and processes, including compliance and operational controls within a large, complex organization
  • Ability to work in a team-based environment, prioritize tasks, learn quickly, provide superior customer service, and take on new challenges with a strategic mindset

Specific compliance policies may apply regarding outside activities and/or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process.

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