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Senior Business Development Officer-WC-SALARIED PL AND WORKING CAPITAL-Sale at Kotak Mahindra Bank
, , -
Full Time

Start Date

Immediate

Expiry Date

16 Jan, 26

Salary

0.0

Posted On

18 Oct, 25

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

No

Skills

Business Development, Sales, Unsecured Business Loans, Local Market Knowledge, Client Relationship Management, Cross Selling, Communication Skills, Credit Knowledge, Tele Calling, Branch Banking, Competitive Analysis, Loan Monitoring, Product Knowledge, Self-Employed Focus, Trust Building, Efficiency Improvement

Industry

Banking

Description
Job Role: This is an Independent role and candidate will manage a business of 40-75L PM (Unsecured Business Loans) Needs to have a good knowledge of Local market with a special focus on the Self-employed category. Must have experience in that Geography To understand clients business & provide appropriate products like Business loans, OD facilty Has to work closely with DSA’s/do Tele calling/Branch Banking teams for new customer addition. To cross sell various products like Current Account/Savings account/Life Insurance and General Insurance To build relationships with key persons (CFOs/ promoters) in the target segments & build client trust & confidence. To be alert on competitive elements in the target segments (viz. other banks etc.) & Augment the presence and penetration of the Kotak brand in the target market Improve efficiency by monitoring accounts sourced, do top ups on existing loans when possible Job Requirements: Graduate / MBA Experience: 3-4 years in the local market, preferably some background in Credit & Sales Knowledge is required - ability to get the customer to buy into the asset proposition- loan amount, rate & fees. Should have good oral and written Communication skills. Job Knowledge- The candidate would need to handle Sales for a gamut of products like TL, OD,
Responsibilities
The candidate will manage a business of 40-75L PM in unsecured business loans, focusing on understanding clients' businesses and providing appropriate financial products. They will work closely with various teams to add new customers and cross-sell additional products while building relationships with key stakeholders.