About The Role

We are looking for a highly skilled Senior Card Payments Specialist to join our Payments Scheme team.

This is a senior, hands-on position for someone with approximately 15 years experience within banking and financial services, with deep specialist knowledge of card payments and card scheme requirements

This is not a team leadership or people management role. We are looking for an experienced individual who can operate at a senior level, provide trusted subject matter expertise and work closely with both technical and business teams as we continue to build and operate our banking and payments environment.

What You'll Get To Do

As a Senior Card Payments Specialist, you will act as a key subject matter expert (SME) for card payments, providing practical expertise across the design, build and on-going operation of our banking environment.

A key part of the role will be working closely with the engineering and technology teams to ensure card payment capabilities are designed and implemented correctly, with appropriate consideration given to card scheme rules, operational requirements , controls and compliance.

You will also provide senior subject matter expertise during incidents and operational issues, helping engineering and operational teams understand the payments impact, diagnose problems and determine the appropriate course of action.

• Acting as a senior subject matter expert for card payments across the organisation
• Providing specialist payments expertise during incidents service disruptions and other operational issues, supporting investigation, diagnosis and resolution
• Working closely with engineers and technical teams building the banking and payment environment, translating card payment and scheme requirements into practical technical and operational requirements
• Reviewing proposed solutions and implementations from a card payments perspective and identifying potential operationals, scheme or compliance issues
• Ensuring card payment capabilities are designed and operated in accordance with applicable card scheme rules, standards and requirements
• Maintaining strong knowledge of relevant requirements from schemes success as Visa and Mastercard, including changes to scheme rules and standards
• Providing expertise across the end to end card payment lifecycle, including authorisation, clearing and settlement
• Providing specialist knowledge across issuing, acquiring, processing disputes, chargebacks and fraud
• Working with banks, processors, payment service providers, card schemes and other third parties
• Supporting appropriate operational controls, governance, risk management and regulatory compliance
• Identifying and resolving complex card payment issues
• Providing specialist input into payment projects, technical change and new banking products and capabilities
• Advising colleagues and senior stakeholders on card payment matters, risks and requirements
• 
  

Requirements

We are looking for someone who can demonstrate:

• Approximately 15 years experience within banking and or financial services
• Significant hands on experience specifically within card payments
• Deep knowledge of the end to end card payments lifecycle
• Strong working knowledge of major card schemes, particularly Visa and Mastercard, and their associated rules and compliance requirements
• Experience working alongside engineering, technology and architecture teams within banking payments environments
• The ability to translate complex card scheme and payment requirements into language and requirements that technical teams can implement
• Experience acting as a payments SME during incidents and complex operational issues
• Strong understanding of issue, acquiring, processing, authorisation, clearing, settlement, disputes, chargebacks and fraud
• Experience with EMV configurations, in-life testing, card stock and print management
• Experience operating within regulated financial services environments
• Strong understanding of payments risk, governance, controls and compliance
• The confident to challenge proposed technical solutions where they may create payment, operational or scheme compliance risks
• Excellent analytical, problem solving, communication and stakeholder management skills
• 
  

About The Role

We are looking for a highly skilled Senior Card Payments Specialist to join our Payments Scheme team.

This is a senior, hands-on position for someone with approximately 15 years experience within banking and financial services, with deep specialist knowledge of card payments and card scheme requirements

This is not a team leadership or people management role. We are looking for an experienced individual who can operate at a senior level, provide trusted subject matter expertise and work closely with both technical and business teams as we continue to build and operate our banking and payments environment.

What You'll Get To Do

As a Senior Card Payments Specialist, you will act as a key subject matter expert (SME) for card payments, providing practical expertise across the design, build and on-going operation of our banking environment.

A key part of the role will be working closely with the engineering and technology teams to ensure card payment capabilities are designed and implemented correctly, with appropriate consideration given to card scheme rules, operational requirements , controls and compliance.

You will also provide senior subject matter expertise during incidents and operational issues, helping engineering and operational teams understand the payments impact, diagnose problems and determine the appropriate course of action.

• Acting as a senior subject matter expert for card payments across the organisation
• Providing specialist payments expertise during incidents service disruptions and other operational issues, supporting investigation, diagnosis and resolution
• Working closely with engineers and technical teams building the banking and payment environment, translating card payment and scheme requirements into practical technical and operational requirements
• Reviewing proposed solutions and implementations from a card payments perspective and identifying potential operationals, scheme or compliance issues
• Ensuring card payment capabilities are designed and operated in accordance with applicable card scheme rules, standards and requirements
• Maintaining strong knowledge of relevant requirements from schemes success as Visa and Mastercard, including changes to scheme rules and standards
• Providing expertise across the end to end card payment lifecycle, including authorisation, clearing and settlement
• Providing specialist knowledge across issuing, acquiring, processing disputes, chargebacks and fraud
• Working with banks, processors, payment service providers, card schemes and other third parties
• Supporting appropriate operational controls, governance, risk management and regulatory compliance
• Identifying and resolving complex card payment issues
• Providing specialist input into payment projects, technical change and new banking products and capabilities
• Advising colleagues and senior stakeholders on card payment matters, risks and requirements
• 
  

Requirements

We are looking for someone who can demonstrate:

• Approximately 15 years experience within banking and or financial services
• Significant hands on experience specifically within card payments
• Deep knowledge of the end to end card payments lifecycle
• Strong working knowledge of major card schemes, particularly Visa and Mastercard, and their associated rules and compliance requirements
• Experience working alongside engineering, technology and architecture teams within banking payments environments
• The ability to translate complex card scheme and payment requirements into language and requirements that technical teams can implement
• Experience acting as a payments SME during incidents and complex operational issues
• Strong understanding of issue, acquiring, processing, authorisation, clearing, settlement, disputes, chargebacks and fraud
• Experience with EMV configurations, in-life testing, card stock and print management
• Experience operating within regulated financial services environments
• Strong understanding of payments risk, governance, controls and compliance
• The confident to challenge proposed technical solutions where they may create payment, operational or scheme compliance risks
• Excellent analytical, problem solving, communication and stakeholder management skills
•