Senior Commercial Credit Analyst at Finance Authority of Maine

Augusta, Maine, United States -

Full Time

Start Date

Immediate

Expiry Date

16 Sep, 26

Salary

95000.0

Posted On

18 Jun, 26

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Commercial Underwriting, Credit Analysis, Financial Statement Analysis, Accounting Principles, Financial Ratios, Excel, SalesForce, Microsoft Word, Time Management, Problem Solving, Written Communication, Oral Communication

Industry

Financial Services

Description

Description FAME is seeking a knowledgeable, driven and compassionate individual to become part of the Credit Team as a Senior Commercial Credit Analyst. The primary responsibilities of this position include providing underwriting support for our commercial loan programs in accordance with loan policy. Analyzes all aspects of credit, prepares reports on findings and makes recommendations on decision and structure. Responsible for managing workflow through the credit process. Act as a mentor to other credit analysts and a point of contact for other business staff. This individual serves as the back up for the Senior Credit and Risk Officer to support functions including but not limited to managing relationships with internal and external partners as it relates to credit policy and program requirements, monitoring certain risk factors, preparing and presenting reports and continuous improvement efforts. This full-time position offers an annual salary range of $75,000 - $95,000, along with a comprehensive benefits package, including generous paid time off (13 holidays, vacation, personal days and sick leave), health, dental, and vision insurance, life and disability coverage, tuition benefits for employees, and a 457(b) retirement plan with 8% employer contribution. Work Schedule and Location: Primarily based in our Augusta office location, ability to work a remote schedule after initial training and orientation. Requirements Four-year degree in related field (or an appropriate combination of education and work experience). Five to eight (5-8) years related work experience, preferably in commercial lending. Exceptional credit/analytical skills. Thorough Knowledge of accounting principles and understanding of financial statements. In-depth knowledge of financial ratios. Ability to communicate effectively, both oral and written. Ability to solve problems. Strong time management skills. Extensive knowledge of Excel is required; must also have knowledge of loan platform systems (such as SalesForce) and Microsoft Word skills.

Responsibilities

Provides underwriting support for commercial loan programs by analyzing credit aspects and making recommendations on structure. Manages workflow through the credit process and serves as a mentor to other analysts and a backup for the Senior Credit and Risk Officer.