ABOUT US:

ConnectOne Bank proves that putting people first is a better way to do business. At ConnectOne, we’re builders — of businesses, communities, and equity. Most importantly, we’re building opportunities. Our mission is to ensure our employees feel empowered to make important decisions, reach their potential and truly make an impact.
ConnectOne is a growth organization by design; it is part of our DNA and we take pride in seeing our employees grow with us. Founded in 2005 by an entrepreneur, we have grown into a high-performing commercial bank, inspiring a new model for our industry’s future. By embracing technology and all the ways it can help us become a world-class service organization, we support small business owners by fueling their mission.
People First is the blueprint for our culture. It is at the foundation of everything we do and the decisions we make. At ConnectOne, you have the opportunity to be a part of a dynamic culture and team. Develop your forward-thinking skills, thrive in an entrepreneurial setting, and succeed at “a better place to be”.
ConnectOne Bank is an Equal Housing and Equal Opportunity Lender, and a member of the Federal Deposit Insurance Corporation.

ABOUT THIS ROLE:

The Senior Credit Analyst is responsible for the written analysis and underwriting of the credit worthiness of new loan proposals as well as existing loans, identifying credit policy exceptions and other credit issues in order to identify and protect the asset quality of the Bank’s commercial loans.

IN THIS ROLE YOU WILL:

• Support the Bank’s “People First” focus and rules of engagement—maintaining a professional demeanor, working as an active member of the CNOB team, providing clients with excellent service, always striving to make CNOB “A Better Place to Be”.
• Prepare credit analyses for loan requests including financial statement analysis, collateral analysis (including third party reports), risk rating recommendations, trend analysis, and identifying the proposed credit’s strengths and weaknesses.
• Prepare written recommendations as to whether proposed loans should be approved as presented; or provide alternate loan structure recommendations as appropriate.
• Prepare financial statement spreadsheets which include a measurement of various financial ratio trends to evaluate financial status.
• Assist the Commercial Loan Officers and Portfolio Managers with the completion of annual loan reviews, as required.
• Mentor and guide Credit Analysts and Junior Credit Analysts.
• Assist in the annual financial statement follow-up to borrowers; track and monitor the Bank’s receipt of this information.
• Order flood search as appropriate.