Senior Credit Analyst at Kintura

Madrid, Community of Madrid, Spain -

Full Time

Start Date

Immediate

Expiry Date

07 Oct, 26

Salary

0.0

Posted On

09 Jul, 26

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Credit Analysis, Financial Modelling, Loan Documentation, Risk Monitoring, Term Sheet Drafting, Borrower Relationship Management, Numerical Analysis, Spanish, English

Industry

Description

Company Description Shape the future of digital banking and grow your career in a dynamic, innovative environment. Work on cutting-edge fintech solutions that directly impact SMEs across Europe. Accelerate your career with continuous learning opportunities, mentorship, and challenging projects. Join a diverse, talented team where collaboration drives success and every voice is valued. Ready to make a difference? Explore our open positions and join us in transforming business banking. Job Description The Senior Credit Analyst will be a key member of the Structured Loans Department, which is dedicated to building and maintaining a strong performing portfolio of loans to SMEs and Real Estate companies across Europe. Primary Responsibilities After sourcing of a deal opportunity by Origination team, the Credit team shall: Analyse, prepare and present credit cases to the Credit team and to the Credit Committee; Support and interact with the Credit and Sales teams in the analysis of new deal opportunities; Take an active role and participate in negotiations and in borrower relationships; Review loan documentation together with the legal team; Draft term sheets and engagement letters; Anticipate any credit deterioration through active monitoring of borrowers using digital technology; Participate in the portfolio and borrower companies monitoring. Qualifications Degree in Finance, Economics or Business Administration; Minimum 8 - 10 years of experience in a similar role at a bank or private debt fund; Knowledge of loan products and/or bonds and French law; Strong analytical and writing skills; Excellent numerical and financial modelling skills; Good communication skills; Fluent in Spanish and English (knowledge of an additional language would be an asset); Result-driven; Able to adapt quickly in a fast-moving environment. Additional Information RiverBank is an equal opportunities employer. We work to provide a supportive and inclusive environment where all individuals can maximise their full potential. Our skilled and creative workforce is comprised of individuals drawn from a broad cross section of the communities in which we operate and who reflect a variety of backgrounds, talents, perspectives and experiences. Our strong commitment to a culture of inclusion is evident through our constant focus on recruiting, developing and advancing individuals based on their skills and talents.

Responsibilities

The Senior Credit Analyst is responsible for analyzing and presenting credit cases for SMEs and Real Estate companies to the Credit Committee. They also manage borrower relationships, draft loan documentation, and monitor portfolios to anticipate credit deterioration.