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Senior Credit Analyst at Legacy National Bank

Bentonville, Arkansas, United States -

Full Time

Start Date

Immediate

Expiry Date

12 May, 26

Salary

0.0

Posted On

11 Feb, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Credit Analysis, Financial Statements, Underwriting, Loan Packets, Regulatory Compliance, Customer Service, Cash Flows, Credit Memo, Financial Information Monitoring, Bank Loan Policy, Analytical Skills, Communication Skills, Attention to Detail, Problem Solving, Team Collaboration, Time Management

Industry

Banking

Description

Description Position Summary: This position performs credit analysis, works closely with commercial lenders in the underwriting process by spreading financial statements in the bank’s spread software, completes thorough credit analysis for the bank’s larger and more complex commercial credits/relationships, prepares and presents loan packets and annual reviews to loan committee and monitors the collection of required financial information. This position functions with general supervision by the AVP Credit Analyst II. Major Duties and Accountabilities: Takes part in and embrace the Legacy Culture by giving outstanding customer service to both internal and external customers. Plays significant role in the commercial loan underwriting process by: Accurately spreads customer financial statements in bank’s spread software. Reviews financial statements and tax returns and prepares specific project cash flows and global cash flows for more complex credits. Prepares annual reviews to be reviewed by the Credit Analyst Manager. Prepares loan packets including credit analysis and the credit memo. Presents loan requests and annual reviews to SLC/DLC as necessary. Maintains a working knowledge of bank loan policy as well as regulatory/compliance issues. Stays current with changing regulatory environment. Develop and demonstrate a working knowledge of underwriting procedures and processes. Other responsibilities as assigned. Requirements Required: High School diploma or GED equivalent. 3 years credit analyst and/or lending experience. Preferred: Bachelor’s degree in finance, accounting, or related area. 4 years credit analyst and/or lending experience.

Responsibilities

The Senior Credit Analyst performs credit analysis and collaborates with commercial lenders during the underwriting process. They prepare loan packets, present loan requests, and monitor the collection of financial information.