Senior Credit Analyst at Prosperity Bank
Dallas, TX 75225, USA -
Full Time


Start Date

Immediate

Expiry Date

05 Oct, 25

Salary

0.0

Posted On

05 Jul, 25

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

No

Skills

Analytical Skills, Database Applications, Financial Statements, Cash Flow Analysis, Financial Statement Analysis, Excel, Customer Service, Communication Skills, Completion, Finance

Industry

Financial Services

Description

External Applicants: Please apply through Prosperity Bank’s Career Center at https://www.prosperitybankusa.com/Careers . Applying through any other source may prevent Prosperity from receiving your application.

EDUCATION/CERTIFICATION:

Bachelor’s Degree in Business Administration, Accounting or Finance with a minimum of 9 ours of accounting and 12hours of finance.

EXPERIENCE REQUIRED:

Minimum 2 years of experience underwriting C&I and CRE credit transactions required.

EXPERIENCE PREFERRED:

Completion of a formal credit program preferred, with specific training in financial statement analysis and cash flow analysis.

SKILLS/ABILITIES:

Ability to work on multiple transactions simultaneously and prioritize assignments to meet deadlines.
Strong analytical skills with an ability to interpret complex financial information and identify relevant risks.
Proficiency in underwriting personal/business tax returns and financial statements.
Excellent interpersonal and communication skills, oral and written, with a focus on excellent customer service.
Ability to work in a fast-paced, high-volume environment, while practicing sound lending judgment.
Ability to work independently and be a self-starter, producing results in a timely manner.
Working knowledge of Excel, MS Word, and database applications.
Must be detail oriented, organized and work efficiently under pressure.
Monday-Friday: 8:00am-5:00pm
40 hour

Responsibilities

To assist loan officers in making credit decisions on new loan requests or loan renewals.
Complete credit analysis, background, collateral, strengths & weaknesses and summaries of loan request(s).
When needed perform loan reviews of existing commercial loans.
Identify documentation exceptions.
Other duties as assigned.

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