Senior Credit Risk Analyst - Business Banking at Lloyds Banking Group
London, London - England, United Kingdom -
Full Time


Start Date

Immediate

Expiry Date

21 Dec, 26

Salary

45000.0

Posted On

22 Sep, 26

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

No

Skills

Industry

Banking & Credit

Description

Our team purpose is to deliver responsible and sustainable lending to support small business customers. We do this by taking ownership to act, while supporting each other and valuing difference. This is key in Helping Britain Prosper.

We’re accountable for making responsible lending decisions for Business Banking (BB) customers through the use of automated credit strategies. We’re continually using our knowledge and analytics to improve credit decisions and maximise the efficiency of the credit decisioning systems. We oversee key aspects of the portfolio to ensure we’re acting in the best interests of our customers and we support the business to deliver safe and sustainable growth.

As a senior analyst in the team, you’ll provide technical insight to the BB Credit Risk strategies and systems, defining and delivering analysis to support the team goals. You’ll form relationships with the wider Risk team and 1st line business areas, providing technical leadership and mentoring to junior analysts in the team.

It’s an exciting time to be joining the team as we’re heavily investing in our data and infrastructure to enhance our credit decisioning capabilities and you could really help us to shape and deliver the outcome.

What are we looking for?

  • You’ll need to have some experience in credit risk and have the analytical skills to deliver insights and proposals to ensure we continue to lend safely. As a senior analyst in the team, junior colleagues will look to you to set a good example in organising your work and continually developing yourself. The list here gives you information about the qualifications, skills and experience we’re looking for. We don’t expect you to be advanced in them all already, but be prepared to learn on the job and have the motivation to develop.
Responsibilities

Our team purpose is to deliver responsible and sustainable lending to support small business customers. We do this by taking ownership to act, while supporting each other and valuing difference. This is key in Helping Britain Prosper.

We’re accountable for making responsible lending decisions for Business Banking (BB) customers through the use of automated credit strategies. We’re continually using our knowledge and analytics to improve credit decisions and maximise the efficiency of the credit decisioning systems. We oversee key aspects of the portfolio to ensure we’re acting in the best interests of our customers and we support the business to deliver safe and sustainable growth.

As a senior analyst in the team, you’ll provide technical insight to the BB Credit Risk strategies and systems, defining and delivering analysis to support the team goals. You’ll form relationships with the wider Risk team and 1st line business areas, providing technical leadership and mentoring to junior analysts in the team.

It’s an exciting time to be joining the team as we’re heavily investing in our data and infrastructure to enhance our credit decisioning capabilities and you could really help us to shape and deliver the outcome.

What are we looking for?

  • You’ll need to have some experience in credit risk and have the analytical skills to deliver insights and proposals to ensure we continue to lend safely. As a senior analyst in the team, junior colleagues will look to you to set a good example in organising your work and continually developing yourself. The list here gives you information about the qualifications, skills and experience we’re looking for. We don’t expect you to be advanced in them all already, but be prepared to learn on the job and have the motivation to develop.
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