The Senior Business Analyst will play a pivotal role in shaping data-driven credit risk strategies and delivering insights that inform responsible lending decisions.

You will leverage your analytical expertise, credit risk knowledge, and Power BI proficiency to enhance our portfolio performance, credit models, and operational effectiveness.

Key Responsibilities

• Analyse credit risk performance across the enterprise’s personal loan portfolio using advanced data analytics tools and techniques.
• Develop, maintain, and automate Power BI dashboards and reports to monitor credit trends, default patterns, and risk exposure.
• Collaborate with credit policy, underwriting and marketing teams to refine scorecards, segmentation strategies, and affordability assessments.
• Translate business requirements into analytical solutions that support strategic objectives and regulatory compliance.
• Identify early warning indicators and recommend data-driven actions to mitigate emerging credit risks.
• Contribute to the development of credit risk models, stress testing, and scenario analyses to improve decision-making.
• Prepare and deliver clear presentations of insights to senior executives, board members, and external stakeholders.
• Support continuous improvement of data quality, governance, and analytical processes across the risk function.