THE ROLE

• Optimise credit strategies and decisioning frameworks across lending products
• Develop and implement credit policy enhancements to improve portfolio performance
• Analyse portfolio trends and identify opportunities to drive growth and improve risk outcomes
• Build forecasting, pricing, and profitability models to support strategic decision-making
• Apply advanced analytical techniques to understand customer behaviour and lending performance
• Explore innovative data sources, including open banking data, to strengthen credit risk strategies
• Partner with product, engineering, data science, finance, and fraud teams on key business initiatives
• Present insights and recommendations to senior stakeholders
• Lead analytical projects that deliver measurable commercial impact
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