Senior Credit Specialist Transaction Services Trade Sales at Ing Firm

, , Netherlands -

Full Time

Start Date

Immediate

Expiry Date

19 Apr, 26

Salary

0.0

Posted On

19 Jan, 26

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Credit Structuring, Portfolio Management, Risk Management, Financial Modelling, Analytical Skills, Client Focus, Collaboration, Communication, Problem Solving, Team Player, Self-Motivated, Commercial Acumen, Regulatory Reporting, Covenant Monitoring, Process Improvement, Trade Finance

Industry

Banking

Description

We’re pleased to share an exciting opportunity at Transaction Services (TS) Trade, a dynamic and professional environment within Wholesale Banking. TS Trade supports international corporate clients in managing risk and optimizing working capital /liquidity across global value trade flows. This role sits at the heart of our efforts to position ING as a leading provider of Trade Finance, offering a diverse and impactful product suite that amongst others includes Supply Chain Finance, Receivables Finance and Traditional Trade solutions (Letters of Credit, Guarantees etc). Your role As a senior credit specialist within the TS Trade Sales organization, you will carry the primary responsibility for some of the key processes related to credit structuring and portfolio credit monitoring of our Trade solutions. This will include working on both the structuring of new trade transactions and well as working on annual reviews, covenant monitoring and regulatory reporting, to provide a comprehensive service for ING. Key responsibilities include cross-functional collaboration with credit and sector teams, to support client needs and drive scalable and compliant growth in Trade Solutions. The product scope entails the wider Trade solutions such traditional trade products (bank guarantees, (stand-by) letters of credit) as well as different open account working capital products (receivables, supply chain as well as inventory linked finance). These products are focused on wholesale banking clients within the Transaction Services. You will work closely with the TS Trade Sales front office teams, among others the Centre of Expertise in Amsterdam and Brussels as well as the local Trade Sales Account Management teams. The work will be fast-paced and multifaceted with a very international (global) scope. The team You will work closely with the TS Trade Sales front office teams with their Centre’s of Expertise in Brussels and Amsterdam and with the local TS Trade Sales and Trade Sales Account Management teams. The position can either be Brussels or Amsterdam based. Roles and responsibilities In this role, you will own the critical credit structuring and portfolio oversight processes for Trade solutions with a primary focus on Working Capital. Your main responsibilities will include Prepare credit proposals and manage the credit approval process for each transaction, ensuring follow-up on post-approval conditions and covenants. Ensure appropriate portfolio credit management through monitoring and annual reviews Own the quarterly monitoring cycle, ensuring timely identification of early‑warning signals and adherence to covenants Monitor portfolio concentrations, limits, and trends, proposing mitigating actions where required. Identify, escalate, and actively manage emerging credit risks, including watch‑list and deteriorating exposures. Support remediation strategies for higher‑risk or non‑performing exposures in collaboration with stakeholders. Act as a trusted credit risk partner to Sales, Product, and Relationship Management teams. Provide clear and well‑reasoned risk opinions to credit committees and senior stakeholders Participating in deal teams for new Trade clients in supporting the credit structuring Ensure appropriate communication with all internal stakeholders Identifying and acting upon process improvement opportunities. How to succeed We hire smart people like you for your potential. Our foremost expectation is that you remain inquisitive—continuously learning and embracing responsibility. In return, we will provide the space and support for your personal development and professional growth. The ideal candidate brings strong credit expertise combined with solid commercial and operational capabilities, and demonstrates the following skills and experience: An academic degree in finance, accounting, economics, law or comparable Well-developed credit skills as well as strong analytical and financial modelling skills Committed and dedicated individual who will continuously improve the way the team works Self-motivated and able to thrive in a deal-oriented and deadline-driven environment At least 5 years of diversified and proven credit experience in (international) wholesale financial services A proactive team player with a positive attitude, eager to learn, share knowledge, and contribute to a cohesive and client-focused team culture. Rewards and benefits We want to make sure that it’s possible for you to strike the right balance between your career and your private life. You can find out more about our employment conditions at Benefits in the Netherlands The benefits of working with us at ING include: A salary tailored to your qualities and experience 24-28 vacation days depending on contract Pension scheme 13th month salary Individual Savings Contribution (BIS), 3.5% of your gross annual salary 8% Holiday payment Hybrid working to blend home working for focus and office working for collaboration and co-creation Personal growth and challenging work with endless possibilities An informal working environment with innovative colleagues About us With 60,000 employees and operations in approximately 40 countries, there is no shortage of opportunities for people with initiative who want to help people take a step ahead in life and in business. Do you want to work at the cutting edge of what’s possible and at the same time ensure you work with integrity and hold the customer’s interests at heart? Do you want to be surrounded by progressive, inspiring, diverse, and supportive colleagues? Then there is no better place to invest your talents than at ING. Join us. Apply today. Questions? Contact the recruiter attached to the advertisement. Want to apply directly? Please upload your CV and motivation letter by clicking the ‘Apply’ button. We’re a global bank with a strong European base, and our more than 60,000 colleagues serve around 38 million customers and corporate clients in over 40 countries. Joining ING means working with friendly and collaborative people towards making a positive impact on people and planet. We believe in empowering the people around us and our customers to stay a step ahead. Working here means having the autonomy to drive progress, helping to create superior customer value and contributing to our ambition of putting sustainability at the heart of everything we do. Here, we’re more than just a workplace – we’re a community of innovators, problem-solvers, and forward-thinkers, dedicated to making a real impact. Whether you’re just starting your career or seeking the next big challenge, we have opportunities that will inspire and push you to grow. Your future at ING starts with one application. Ready to join? We’ve got plenty of opportunities to match your skills and aspirations! Use the filters below the search bar – like location and job type – to help you find the perfect fit. Start exploring now and discover where your next career move could take you!

Responsibilities

You will own the critical credit structuring and portfolio oversight processes for Trade solutions, focusing on Working Capital. This includes preparing credit proposals, managing the credit approval process, and ensuring appropriate portfolio credit management.