Senior Data Scientist - Data.One at ClearScore Technology Limited

London, England, United Kingdom -

Full Time

Start Date

Immediate

Expiry Date

25 Dec, 25

Salary

0.0

Posted On

26 Sep, 25

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Credit Risk, SQL, Python, Cloud Environment, Databricks, BigQuery, Snowflake, Redshift, Machine Learning, ML Model Building, Feature Engineering, Model Deployment, Open Banking Data, Data-Driven Solutions, Stakeholder Engagement, Collaboration

Industry

Financial Services

Description

Senior Data Scientist - Data.One We’re looking for a Senior Data Scientist to join our growing Data function here at ClearScore. Data plays a central role in what we do, from using insights derived from Open Banking and credit bureau data to help users to improve their credit scores and their finances, to helping our partners to manage credit risk and offer the best products to our users. ClearScore has an amazing analytical community which includes Data Analysts, Scientists and Engineers. The community works collaboratively to ensure a landscape in which team members can develop their full potential and deliver maximum business impact. Working within D·One, our B2B Open Banking Services business unit, you will be responsible for building products to help our lender clients derive maximum value from the Open Banking data we provide them. What you will do: Your primary focus will be to help our clients understand the risk-splitting power of Open Banking data, and present this in an easy-to-understand and practically implementable way This will include maintenance of our existing data-science backed products and the development of new ones Contributing to the continuous improvement of our categorisation engine through developing new techniques to identify improvement areas and developing AI/ML driven tagging methodologies Play a key role in our sales process, working with our Operations and Sales leads to ensure prospective clients can easily test our data and find value in it prior to going live with our service Collaborating with our engineering and product teams to design and implement product features for our Open Banking Services platform Engaging with internal and external stakeholders, understanding their business needs and providing data-driven solutions. Build strong relationships with lending partners to ensure alignment with industry best practices You're a fit for the role if you present most of the following: Several years of experience in the credit risk space. You will have demonstrable experience of identifying risk-splitting power in data and implementing this to improve risk models Strong SQL and Python skills Worked within a cloud environment, ideally with Databricks (or BigQuery, Snowflake, Redshift) Strong understanding of multiple Machine Learning (ML) techniques and their suitability under various scenarios Good knowledge and experience related to the end-to-end ML model building lifecycle, including feature engineering and model deployment You are excited about the power of data in decisioning and how it can empower stakeholders and clients You enjoy helping non-analysts to put data at the heart of what they do – ensuring your key stakeholders are informed and comfortable having conversations about our data and the products we’re creating Any experience working with Open Banking data would be a bonus Why ClearScore? ClearScore is the UK's #1 credit score and report app. We are also present in South Africa, Australia and Canada, with more than 20 million users globally and growing fast. Someone joins ClearScore every 20 seconds. We have established relationships with over 50 of the main lenders in the U.K., and have been a trusted tool for customers to manage their credit and make better financial decisions. Since October 2016 we have helped 1.8 million users take out a new credit card or loan. We are user-centric at our core and we believe in leveraging technology to enable positive financial choices. We are design-led and data-driven and we embed these behaviours in everything we do. What is D·One? D·One was created in 2022 as a result of ClearScore’s acquisition of Money Dashboard - a company with best in class open banking and categorisation capabilities. The D·One mission exists to provide open banking data to lending partners, market researchers including hedge funds and ClearScore. Currently, our primary goal is enabling lenders to adopt open banking by delivering a lender specific open banking service with best-in-class credit analytics. As part of the ClearScore Group, you will join a company where our culture is a fundamental part of all we have achieved. We believe in hiring smart, driven, passionate and diverse people who are keen on having a real impact in our organisation. We trust you to manage your own time so we offer flexible work and no fixed desk hours. We don't micromanage and we believe in measuring outcomes rather than effort. We have an inclusive culture where all, regardless of seniority, are encouraged to contribute with their ideas, look after their wellbeing and actively seek opportunities for career growth. If you feel like this could be the place for you, apply and our Talent team will be happy to share more. Benefits: 25 paid holidays and a “duvet day” on your birthday Hybrid Work Environment Private health and dental cover - including mental health support through Bupa GP office visits Life assurance scheme Up to 6% matched pension Regular Lunch and Learns with guest speakers Dog-friendly office Daily breakfast and free snacks Access to discounts via Cobens Extras Free sports and social clubs Continued investment into learning and development Leadership-led training In-house psychotherapist Financial coach to help you plan and achieve your goals No clock-watching culture Generous maternity and paternity plans Culture and inclusion representatives Transparent pay structure and a career growth plan Equal Opportunities ClearScore is committed to providing equal employment opportunities to all qualified individuals. As an equal opportunity employer, we are able to make reasonable adjustments to accommodate individuals with disabilities during the recruitment and selection process. If you require accommodation, please inform us in advance, and we will work with you to meet your needs. Our Hybrid Model We embrace a dynamic hybrid work environment that balances flexibility with collaborative in-person experiences. Our approach is designed to foster innovation, team connection, and individual productivity. Levels 1-5: Minimum 2 days per week in-office Level 6 and above: Minimum 3 days per week in-office We believe this structure offers the best of both worlds - the flexibility of remote work and the synergy of face-to-face collaboration. Our office days are carefully coordinated to maximise team interactions and learning/ mentorship opportunities. What This Means for You: Flexibility to manage your work and life Dedicated in-office days for team building and collaborative projects Office facilities (with plants!) designed for productive interactions Clear expectations and support for maintaining our hybrid schedule We’re committed to creating an inclusive environment that accommodates diverse needs while maintaining our collaborative culture. Join us in shaping the future of work! Note: While we offer flexibility, commitment to our hybrid schedule is an important aspect of our team culture and performance expectations. Inclusion Policy We are always looking for talented individuals to join ClearScore. We are an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for our people. Please see our People Policy Notice at https://www.clearscore.com/people-notice.

Responsibilities

You will help clients understand the risk-splitting power of Open Banking data and maintain existing data-science backed products while developing new ones. Collaborating with engineering and product teams, you will design and implement features for the Open Banking Services platform.