ABOUT LENDABLE

Lendable is on a mission to make consumer finance amazing: faster, cheaper, and friendlier. We’re building one of the world’s leading fintech companies and are off to a strong start:

• One of the UK’s newest unicorns with a team of just over 500 people
• Among the fastest-growing tech companies in the UK
• Profitable since 2017
• Backed by top investors including Balderton Capital and Goldman Sachs
• Loved by customers with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot)

So far, we’ve rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance. We get money into our customers’ hands in minutes instead of days.
We’re growing fast, and there’s a lot more to do: we’re going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes.

KEY SKILLS

• Knowledge of machine learning techniques and their respective pros and cons.
• Ability to communicate complex topics clearly and concisely
• Proficiency with creating ML models in Python with experiment tracking tools, such as MLFlow.
• Curiosity, creativity, resourcefulness and a collaborative spirit
• Interest in problems related to the financial services domain - a knowledge of Credit Cards is advantageous
• Confident communicator and contributes effectively within a team environment
• Experience mentoring or leading others
• Self-driven and willing to lead on projects / new initiatives

ABOUT THE ROLE

We are excited to be hiring a new Senior Data Scientist for our team! Ideally, this role will suit someone with a proven background in building models in credit, lending, or other areas of financial services. Lendable is the market leader in real rate risk-based pricing, offering consumers transparency and product assurance at the point of application. Data Science sits at the heart of this USP, developing the credit risk models to underwrite loan and credit card products.
You will experiment with the latest machine learning techniques combined with a rich data repository to build and deploy best-in-market risk models.
This role will primarily focus on our UK Cards business, but through team collaboration, you will be exposed to all areas of Lendable. Our team keeps up with the latest advancements in the industry through regular journal clubs.

We’re not corporate, so we try our best to get things moving as quickly as possible. For this role, we’d expect:

• A quick phone call with the talent team
• Take home task
• Task debrief and case study interview
• Meet the leadership tea