Senior enterprise technology engineer at BP Petrol Station

pune, maharashtra, India -

Full Time

Start Date

Immediate

Expiry Date

01 Aug, 26

Salary

0.0

Posted On

03 May, 26

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Payments operations, Retail technology, Finance operations, Team leadership, Card payment lifecycle, POS environments, Incident management, Settlement reconciliation, Fraud monitoring, Chargeback management, Vendor management, Data analysis, PCI DSS, SOX controls, Process automation

Industry

Oil and Gas

Description

Entity: Technology Job Family Group: IT&S Group Job Description: Role Overview The Retail Payments Operations is responsible for the overall operational performance, stability, and integrity of retail payment systems across instore and digital channels. This role owns payments issue management, settlement accuracy, fraud operations, and vendor performance, while leading and developing a team of Payments Administrators. This position serves as the senior operational authority for payments, partnering closely with Technology, Finance, Risk, Store Operations, and external payment providers to ensure payment systems are reliable, secure, and scalable. Key Responsibilities Payments Operations Leadership Own the day to day health of the retail payments ecosystem, including: Card authorization and processing POS and gateway connectivity Settlement, funding, and reconciliation Act as the final customer concern point for high severity payment incidents Establish operational standards, partner concern paths, and response playbooks Lead postincident reviews and drive corrective and preventive actions Team Leadership & Development Handle, coach, and develop a team of Payments Administrators Set performance expectations and benchmarks for: Incident resolution Settlement accuracy Fraud and chargeback handling Ensure appropriate coverage for business critical periods (e.g., peak retail hours) Build payments operations expertise and resiliency within the team Settlement, Reconciliation & Financial Governance Own end to end settlement accuracy across all payment tenders Ensure strong controls around: Daily settlement and funding validation Discrepancy investigation and resolution Month end and quarter end close activities Partner with Finance and Accounting to support audits, reconciliations, and SOX controls Identify opportunities to automate reconciliation and improve data quality Fraud, Chargebacks & Risk Management Be responsible for fraud monitoring and operational response processes Own chargeback performance, including: Trend analysis Root cause identification Processor and fraud vendor coordination Partner with Risk and Compliance teams to: Tune fraud rules Reduce losses and false positives Support PCIDSS and regulatory requirements Vendor & Processor Management Serve as the primary operational relationship owner for: Payment processors Acquirers Gateways Fraud and risk vendors Manage: SLA performance Incident communications Escalations and service reviews Support contract renewals, vendor evaluations, and processor changes Coordinate operational readiness for new payment methods or platform changes Strategy, Reporting & Continuous Improvement Define and track payments operations KPIs, including: Incident volume and MTTR Settlement accuracy Fraud and chargeback rates Deliver executive level reporting and insights Identify opportunities to: Improve operational efficiency Reduce cost and risk Increase payment reliability and customer experience Partner with Technology and Product teams on roadmap initiatives impacting payments Supported Payment Channels Instore POS payments (EMV, contactless, magstripe) Credit and debit cards Digital wallets (Apple Pay, Google Pay) Gift cards and store value products eCommerce and mobile payments (if applicable) Required Qualifications Experience & Expertise 7+ years of experience in payments operations, retail technology, finance operations, or related fields 3+ years of experience leading or managing teams Deep understanding of: Card payment lifecycle (authorization → settlement → funding) Retail POS environments Payment processor operations and reporting Proven experience managing high impact payment incidents in a retail environment Technical & Analytical Skills Strong ability to analyze settlement files, processor reports, and transaction data Experience driving operational improvements and automation Comfortable working across multiple payment platforms and systems Risk, Compliance & Financial Controls Strong solid understanding of: PCIDSS requirements Chargeback and dispute processes Fraud monitoring and mitigation SOX and audit controls related to payments Leadership & Communication Skills Strong people leadership and coaching skills Clear, executive ready communication during incidents and reviews Ability to influence across Technology, Finance, Risk, and Store Operations Calm, decisive leadership during payment outages or business critical events Preferred Qualifications Experience in multi store, high transaction volume retail Omnichannel payments experience (instore + digital) Experience leading processor migrations or new tender launches Familiarity with major processors (e.g., Fiserv, FIS, Worldpay, Adyen, Stripe, etc.) Success Measures High availability and reliability of payment systems Accurate and timely settlement with minimal discrepancies Improved fraud and chargeback performance Reduced incident recurrence and faster resolution times Strong vendor performance and SLA adherence High team engagement and capability growth What we offer: It’s crucial to us that the differences we see in the world around us are reflected in our workplace. Who you are is what counts, not where you’re from or how you live your life. At bp, we support our people to learn and grow in a diverse and challenging environment. We believe that our team is strengthened by diversity. We are committed to fostering an inclusive environment in which everyone is respected and treated fairly. About bp Our purpose is to deliver energy to the world, today and tomorrow. For over 100 years, bp has focused on discovering, developing, and producing oil and gas in the nations where we operate. We are one of the few companies globally that can provide governments and customers with an integrated energy offering. Delivering our strategy sustainably is fundamental to achieving our ambition to be a net zero company by 2050 or sooner! We will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform crucial job functions, and to receive other benefits and privileges of employment. Please contact us to request accommodation. Additional Information We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, sex, gender, gender expression, sexual orientation, age, marital status, veteran status, or disability status. Even though the job is advertised as full time, please contact the hiring manager or the recruiter as flexible working arrangements may be considered. What you can expect from us! Our commitment to diversity, equity and inclusion: At bp, you could be part of Business Resource Groups (BRGs) which belief in the power of inclusion, deeper connections, and shared experiences. They provide a place for employees to learn and share knowledge, to connect, and to improve. The BRGs focus on and encourage talent engagement, development, and retention while creating a broadened sense of community and inclusion for bp employees. The groups cultivate leadership growth by involving employees in developmental opportunities they would not otherwise have access to. Formal and informal mentoring also helps employees develop their professional goals and connect with colleagues. The BRGs’ dedication to growth at all levels helps employees feel more engaged and energized. The BRGs break down barriers, so we can all do better together. Examples of BRGs include (but are not limited to): bpWIN (bp Women’s International Network) Pride Working parents PEN (Positively Ethnic Network) bpInclusia (bp’s Asian community) bpEnergía (bp’s Latin community) Travel Requirement No travel is expected with this role Relocation Assistance: This role is eligible for relocation within country Remote Type: This position is a hybrid of office/remote working Skills: Legal Disclaimer: We are an equal opportunity employer. We do not discriminate on the basis of protected characteristics like race, religion, color, sex, national origin, sexual orientation, veteran status or disability status. Individuals with an accessibility need may request an adjustment/accommodation related to bp’s recruiting process (e.g., accessing the job application, completing required assessments, participating in telephone screenings or interviews, etc.). If you would like to request an adjustment/accommodation related to the recruitment process, please contact us. If you are selected for a position and depending upon your role, your employment may be contingent upon adherence to local policy. This may include pre-placement drug screening, medical review of physical fitness for the role, and background checks. We’re an international energy company with global scale, ambitious plans and a team of brilliant people delivering energy to the world, today and tomorrow.

Responsibilities

The role oversees the operational performance, stability, and integrity of retail payment systems across all channels. Responsibilities include managing payment incidents, settlement accuracy, fraud operations, and leading a team of payments administrators.