Senior Government Underwriter at HomeXpress Mortgage Corp

Tampa, Florida, United States -

Full Time

Start Date

Immediate

Expiry Date

03 Feb, 26

Salary

0.0

Posted On

05 Nov, 25

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Mortgage Underwriting, VA LAPP/SAR, FHA DE, Manual Underwriting, AUS Proficient, Excel, Word, Outlook, Time Management, Decision Making, Critical Thinking, Attention to Detail, Communication, Problem Solving, Customer Satisfaction, Productivity

Industry

Financial Services

Description

Company Description HomeXpress – Your Leading Non-QM Mortgage Lender. Join our growing team and be part of the Top Non-QM Lender in the Business. We are known for closing mortgage loans with speed, ease, and convenience. Licensed in 46 States, we provide brokers with a full suite of mortgage products, including VA, FHA, & FHLMC. If you have a service first mentality and thrive in a fast-paced environment, HomeXpress is the place for you. Join us as we continue to grow and expand our business to the Non-Delegated Correspondent Channel! Job Description Job Title: Senior Government Underwriter Department: Credit Reports To: VP, Credit - Agency PRIMARY FUNCTIONS: The Senior Government Underwriter (UW) verifies necessary conditions to ensure that borrowers meet program specifications by drawing upon thorough knowledge of residential mortgage underwriting guidelines. They will also act as a “knowledge bank” in support of various departments and be a conduit of that knowledge both internally and to HomeXpress Mortgage’s clients. ESSENTIAL DUTIES AND RESPONSIBILITIES: Analysis of submitted files for repayment capacity, capital, character, collateral, and property condition while adhering to HomeXpress credit policies and guidelines Properly Condition loans per Underwriting Guidelines and AUS as applicable Communicate decisions to appropriate individuals Clear conditions, including but not limited to credit and title conditions Ensure the highest quality and level of customer satisfaction DESIRED PERSONAL CHARACTERISTICS: Detail oriented and committed to the highest quality Self-Starter with positive Can-Do attitude Works well under pressure and relishes the responsibility that comes with the job Problem solving and analysis Decision making Results driven Communication proficiency An open-minded individual that embraces change and innovation JOB REQUIREMENTS: Meet Daily and Monthly targets for productivity Provide feedback on guidelines to ensure HomeXpress is following Agency (GSE, FHA, VA) Guides Assist with new product development, and implementation EDUCATION: Bachelor's degree in business, finance, or equivalent related field experience preferred EXPERIENCE: 5+ years of experience in mortgage underwriting VA LAPP/SAR FHA DE Manual underwriting to FHA and VA handbook requirements AUS proficient Computer proficient in Excel, Word, Outlook, and various LOS Demonstrate strong history of good time management skills, decision making ability, critical thinking and attention to detail. Ability to communicate issues between several audiences proficiently Achieves and exceeds work goals for productivity, quality, and turnaround time by prioritizing workflow and managing pipeline PHYSICAL REQUIREMENTS: This position is in an office setting / remote with computer and general office equipment. The position requires the ability to move freely around within the department and other department locations. Additional Information All your information will be kept confidential according to EEO guidelines.

Responsibilities

The Senior Government Underwriter verifies necessary conditions to ensure that borrowers meet program specifications by utilizing knowledge of residential mortgage underwriting guidelines. They also communicate decisions and clear conditions while ensuring high levels of customer satisfaction.