Senior Investigator - AFC Sanctions at N26

Berlin, , Germany -

Full Time

Start Date

Immediate

Expiry Date

08 Jan, 26

Salary

0.0

Posted On

10 Oct, 25

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Yes

Skills

Sanctions Compliance, Financial Crime, Investigation Skills, Banking Compliance, Report Writing, Risk Assessment, Regulatory Landscape, Customer Activity Screening, Policy Implementation, Quality Assurance, Audit Findings, Research Tools, Team Collaboration, Language Proficiency, Adaptability, Governance

Industry

Financial Services

Description

About the opportunity We are seeking a dedicated individual to join our Sanctions Compliance department. In this role, you will help the department manage the risk by reviewing escalations and extending support to other team members and the Head of Sanctions to uphold strong governance. Your efforts will be directed to ensure that N26 acts in compliance with applicable sanctions regulations and international ones where required, as defined in the Group Sanctions Policy. In this role, you will: Review investigations for cases escalated by the Operations Sanctions Screening department, using internal and external research tools in order to assess and determine potential sanctions risks. Review possible violations of sanctions or export controls laws, regulations or Group Sanctions Policy as to contain the Bank's risk and escalate these cases as per the procedures in place. Recommend appropriate measures to local MLROs when an ancillary financial crime risk or reporting is deemed required. Work closely with the Head of Sanctions on revising and implementing updates to sanctions policies, procedures, and work instructions. Support the Head of Sanctions in conducting the annual sanctions risk assessment. Help in reviewing quality assurance and audit findings. Conduct effective and timely review of investigations into assigned cases in accordance with agreed standard reporting requirements and service levels. Ensure that investigations undertaken adhere to the N26 AFC’s Global Standards, Policies and Procedures. Process requests from other departments as required. What you need to be successful: University degree in Business, Law or Economics. Any related field can also be considered. At least 2 to 5 years of experience with strong knowledge of the sanctions compliance regulatory landscape, including exposure to EU, UN, and US and/or UK sanctions regimes. A solid understanding of other Financial Crime (FC) areas is also important, to help identify and escalate any non-sanctions-related FC risks to the appropriate AFC teams. Good understanding of banking compliance regulations and banking products. Understanding of processes used to screen and review customers’ activity. Good investigation skills through the use of available internal as well as open sources. Fluency in English is required, with additional languages - particularly Spanish, Italian, German, or French - considered a strong asset due to our operational presence in those regions. Proficiency in Russian, Arabic, or Farsi (or the ability to read those scripts) is also valuable, given the nature of documents and findings that may arise in this role. Ability to work in an ever-changing regulatory environment. Good report writing skills for documenting findings. What’s in it for you: Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀. Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members. Additional day of annual leave for each year of service. A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses. A relocation package with visa support for those who need it. Who we are N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. Sounds good? Apply now for this position. Equal Opportunities: We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential. We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com. Visit our website to learn more about Diversity, Equity, & Inclusion at N26.

Responsibilities

The Senior Investigator will review escalated cases from the Operations Sanctions Screening department and assess potential sanctions risks. They will also recommend measures to mitigate financial crime risks and support the Head of Sanctions in policy updates and risk assessments.