SENIOR/LEAD RISK ANALYST, PAYMENT FRAUD

Location: Toronto, Canada / Remote (initial 1–2 month onsite onboarding in Toronto, compensated)
Department: Risk & Payments
Compensation: $150K–$200K

QUALIFICATIONS

• The ideal candidate is an accountable and resilient team-player who brings a combination of business instincts, technical skills and raw analytical horsepower necessary to support the rapid growth of Snaplli’s business
• At least 5 years of professional experience; Minimum 3 years in a fraud-related role; Minimum 1 year in the payments industry
• Experience working with variety of payment methods in multi-currency environment ideally in e-commerce or related industry
• Proven ability to investigate and identify fraudulent activities, including hands-on experience with transaction reviews and fraud case analysis.
• SQL proficiency (must-have) — able to independently query and analyze large datasets. Python (good-to-have).
• Previous experience as a Fraud Analyst, Risk Analyst, Operations Specialist, Data Scientist, or Product Manager. Bachelor’s degree in Engineering, Computer Science, Statistics, Finance, or a related analytical/technical field.
• Strong problem-solving skills and reverse-engineering thinking, with the ability to anticipate and predict potential risks from a fraudster’s perspective.
• Proficiency in Mandarin Chinese is an asset.

ABOUT THE ROLE

We are seeking a strategic and data-driven fraud and risk leader to join our Risk & Payments team. This role will shape and implement cutting-edge risk strategies that drive sustainable growth, minimize losses, and enhance the customer experience. The ideal candidate has direct experience in payment fraud detection and prevention, with the ability to spot fraudulent transactions and translate fraud patterns into scalable, data-driven solutions. This role requires a balance of hands-on fraud investigation, SQL-driven analytics, and collaboration with product and engineering teams to design and implement automated fraud controls.

KEY RESPONSIBILITIES

• Lead the end-to-end development and execution of financial risk strategies—from opportunity identification to design, testing, launch, and post-production performance monitoring.
• Identify, investigate and monitor fraudulent or anomalous activity, including isolating and quantifying specific trends driving changes to fraud and payment patterns
• Analyze internal and external data and produce authoritative reports and root-cause analysis on fraudulent activities and chargebacks
• Experienced in collaborating with engineers and product managers to successfully deploy fraud prevention solutions that balance growth with risk control.
• Act as a liaison between the company and payment processors/vendors, with strong communication skills to speak the industry language, manage vendor relationships, and ensure effective alignment on fraud and risk management.