Senior Loan Recovery Officer at RMA Group Company Limited

Phnom Penh, Phnum Penh, Cambodia -

Full Time

Start Date

Immediate

Expiry Date

27 Sep, 26

Salary

0.0

Posted On

29 Jun, 26

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Loan Recovery, Debt Negotiation, Asset Repossession, Legal Proceedings, NPL Management, Risk Management, Investigation, Financial Restructuring, Team Leadership, Cambodian Law, Asset Financing, KPI Management

Industry

Motor Vehicle Manufacturing

Description

Job Description: Lead and manage a team responsible for the recovery of non-performing loans and write off clients. Representing the company in the recovery process to enhance recovery performance and productivity. Ensuring effective company recovery operations contribute to both short-term and long-term strategies. Possessing a deep understanding of asset financing business and its nature. Implementing strategies to improve the recovery team's performance and achieve key performance indicators (KPIs). Investigating and negotiating with Non-Performing Loan (NPL) customers (Late 90 360 days) to settle overdue amounts or secure property. Investigating all write-off clients (Over 360 days) to seize the property. Stay abreast of industry developments, regulatory changes, and best practices in debt recovery to continuously improve processes and outcomes. Managing the repossession of assets including vehicles, tractors, heavy equipment, and other equipment. Engaging legal procedures and sending court letters to NPL customers. Providing judgment, managing legal proceedings, and following up on court cases. Collaborating with local authorities, agencies, municipal police, and courts to locate and repossess assets. Working closely with company lawyers to handle clients, issue letters, negotiate special agreements, and oversee relevant tasks. Restructuring plans for NPL clients experiencing reduced income. Willing to travel to 25 cities and provinces. Undertaking other tasks relevant to the recovery function and disciplines. Job Requirement: At least bachelor degree of law, business, management, marketing, banking and finance or communication. Master degree is preferable. Travelling to all provinces of Cambodia Travelling to abroad for further meeting, training and introduction with BSP and RMA Group. Understanding legal process and Cambodia law. Investigation and negotiation skill. Understanding banking and financial sector.

Responsibilities

Lead a team in recovering non-performing loans and managing the repossession of assets such as vehicles and heavy equipment. Coordinate with legal counsel and local authorities to execute court judgments and negotiate settlements with overdue clients.