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• Key ResponsibilitiesLead the credit assessment and underwriting of wholesale lending transactions across corporate and commercial banking clients
• Review and analyse complex credit proposals, including financial analysis, cash flow modelling, and industry risk assessment
• Provide independent credit recommendations and ensure alignment with the bank’s risk appetite and credit policies
• Oversee end-to-end credit approval processes, including structuring, documentation review, and covenant analysis
• Monitor existing wholesale credit exposures and proactively identify emerging risks or early warning indicators
• Partner closely with Relationship Management, Risk, and Credit Committees to support sound lending decisions and portfolio quality

• Requirements7–10+ years of experience in wholesale credit, corporate banking, or credit risk within banking or financial services
• Strong background in credit underwriting, with proven experience assessing large corporate and/or SME lending transactions
• Deep understanding of financial statement analysis, credit structuring, and risk assessment techniques
• Experience working within credit approval processes and presenting to credit committees
• Strong stakeholder management skills with the ability to influence senior stakeholders and front-office teams
• Strong analytical mindset with high attention to detail and sound commercial judgement