Job description

SOME CAREERS OPEN MORE DOORS THAN OTHERS.

If you’re looking for a career that will unlock new opportunities, join HSBC and experience the possibilities.
Global Risk is a thriving and expert risk management function supporting HSBC globally with all aspects of risk management. The team actively manages a varied and dynamic range of risk types, including security, fraud, information security, contingency, geopolitical, operational, credit, pension, insurance, financial crime and regulatory compliance, market, and reputation risks. All parts of the Global Risk team use their skills, insight, and integrity to handle established threats and those they see emerging, acting to protect and enable HSBC to deliver sustainable growth.

EXPERIENCE & QUALIFICATIONS:

• Graduate preferably with additional qualifications such as MBA / ACA / CFA / ACIB.
• Minimum 5 years corporate lending experience, as a Credit Officer and/or Corporate Banking Relationship Manager, preferably across multiple geographies.
• Technical skills: proven financial analysis skills, interpreting balance sheet and P&L, stress-testing cashflows, etc.
• Ability to understand, consolidate and apply critical thinking to complex business information in order to identify and mitigate risks.
• Ability to cultivate strong relationships with Business, at all levels, as well as various Partners including Legal, Products, Group.
• Ability to handle and present challenging proposals to senior management in a clear and succinct manner.
• Experience in presenting to formal governance such as RMM or other regulatory bodies would be an advantage.
• Aside from technical skills and experience, the jobholder will be self-driven & curious, commercial, comfortable in handling difficult conversations but also in taking pragmatic decisions.
• Graduation degree is REQUIRED– to secure a UAE Visa and Work Permit
  For further details and application information please visit our careers site, searching under reference number (ID: 0000LO20).
  We support our staff to adopt flexible and alternative ways of working where possible, including working from home and different hours subject to approvals.
  HSBC is committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working, and opportunities to grow within an inclusive and diverse environment. Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website.
  Issued by The Hong Kong and Shanghai Banking Corporation Limited.

ROLE OVERVIEW:

This role will be the main contact point for all credit requests for HBME International Markets pertaining to IMM. In addition to credit underwriting skills, the incumbent will need to proactively engage with Business, meet clients, input into account planning and provide forward-looking views – all of which in a systematic and focussed manner, which is not currently the case.
Accountable for Wholesale Credit Risk (WCR) covering HBME International Markets Corporates including Credit Underwriting by taking credit decisions that are aligned with internal and external Guidelines.
Responsible for HBME International markets Portfolio wholesale asset quality including identifying and managing vulnerable accounts and challenging IFRS 9 assumptions to ensure adequate provisions for default accounts.
This role will also be the primary contact in WCR for credit related regulatory matters across MENAT including UAE.