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Senior Manager-Data Science-Data Scientist at EXL Talent Acquisition Team
Gurugram, haryana, India -
Full Time

Start Date

Immediate

Expiry Date

20 Aug, 26

Salary

0.0

Posted On

22 May, 26

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

No

Skills

Credit Risk Scorecards, Machine Learning, Python, SQL, Pandas, Scikit-learn, Data Preprocessing, Backtesting, Model Validation, Credit Bureau Data, BFSI

Industry

Business Consulting and Services

Description
Design and build credit risk scorecards (application, behavioral, and collections scorecards) to predict creditworthiness and optimize account management strategies. Extract, clean, and preprocess data from various sources using SQL. Develop and implement machine learning models for collections performance and delinquency prediction using Python (including libraries like pandas, scikit-learn). Monitor model performance, conduct backtesting, recalibration, and validation adhering to regulatory standards. Collaborate with business and data teams to translate credit risk requirements into modeling specifications. Document modeling processes, assumptions, and results for internal governance and audit purposes.
Responsibilities
Design and build credit risk scorecards to predict creditworthiness and optimize account management strategies. Develop machine learning models for collections performance and delinquency prediction while ensuring regulatory compliance.