Responsibilities

1. New Business & Product Assessment

• Assess credit risk implications of new products, business initiatives, and changes to existing business activities.
• Develop quantitative frameworks to evaluate potential credit exposures, loss scenarios and associated capital requirements.
• Identify key risk drivers, assess mitigating controls and recommend appropriate exposure limits and monitoring requirements.
• Collaborate with Commercial, Product, Finance and Operations teams to ensure credit risk considerations are incorporated into business development.

2. Quantitative Credit Risk Analytics

• Develop methodologies to measure and quantify credit risk across client, counterparty and institutional exposures.
• Conduct scenario analysis, stress testing and sensitivity analysis to assess potential losses under adverse market and business conditions.
• Analyse credit exposure concentrations, potential loss distributions and the effectiveness of existing risk mitigants.
• Support the development and calibration of internal credit risk models, methodologies and risk appetite metrics.

3. Risk Monitoring & Tool Development

• Design, develop and maintain internal tools and dashboards for the ongoing monitoring of credit risk exposures.
• Automate risk reporting, exposure calculations and exception monitoring using Python, SQL and other analytical technologies.
• Establish early-warning indicators and monitoring frameworks to identify emerging credit risks and deteriorating exposures.
• Enhance data quality, reporting efficiency and the scalability of existing risk management processes.

4. Risk Governance & Reporting

• Contribute to the development and maintenance of credit risk policies, procedures and risk appetite frameworks.
• Produce clear, data-driven risk assessments and management reports to support senior management decision-making.
• Monitor adherence to established credit limits and escalate material breaches or emerging risks.
• Support internal risk committees, regulatory reviews and other governance requirements.

Experience Requirements

• Minimum of 10 years of experience in risk management, with a strong focus on both market and credit risk.
• Candidates must show a clear understanding and experience of, identifying and measuring counterparty credit risk.
• It is an absolute must to have technical expertise in Python, SQL, and VBA, with the ability to develop complex models and automate processes.
• Strong analytical and quantitative skills, with a deep understanding of financial markets, instruments, and risk metrics, valuation techniques and fair value pricing.
• Ability to work independently and collaboratively in a fast-paced environment.
• Excellent communication and presentation skills, with the ability to convey complex concepts to non-technical stakeholders.
• Detail-oriented with strong organizational and project management skills.
• Bachelor’s degree in finance, Economics, Mathematics, Statistics, or a related field.
• Professional certifications such as FRM, CFA, or SCA Risk management are a plus.

Perks

Each of our offices has its special perks; be it ‘no ties’, free lunches, charity events, or a hybrid work policy – but whenever you walk into an Equiti office, you’re sure to see a friendly face. We encourage international collaborations and always keep our eyes open to how we can do more.

The benefits you can expect at your Equiti workplace include:

• Competitive salary package
• Performance-based bonus
• Medical insurance coverage for employees and family members
• Smart working options
• Employee wellness initiatives
• Personalized career development
• Company lunch in the office
• Regular company events

With energy, drive, and imagination, there’s no limit to where your career can go at Equiti. With a diverse workforce and geographical spread of offices, we strongly support career development initiatives as well as provide a range of opportunities for professional and life experiences.

Equiti is an equal opportunity employer.

Responsibilities

1. New Business & Product Assessment

• Assess credit risk implications of new products, business initiatives, and changes to existing business activities.
• Develop quantitative frameworks to evaluate potential credit exposures, loss scenarios and associated capital requirements.
• Identify key risk drivers, assess mitigating controls and recommend appropriate exposure limits and monitoring requirements.
• Collaborate with Commercial, Product, Finance and Operations teams to ensure credit risk considerations are incorporated into business development.

2. Quantitative Credit Risk Analytics

• Develop methodologies to measure and quantify credit risk across client, counterparty and institutional exposures.
• Conduct scenario analysis, stress testing and sensitivity analysis to assess potential losses under adverse market and business conditions.
• Analyse credit exposure concentrations, potential loss distributions and the effectiveness of existing risk mitigants.
• Support the development and calibration of internal credit risk models, methodologies and risk appetite metrics.

3. Risk Monitoring & Tool Development

• Design, develop and maintain internal tools and dashboards for the ongoing monitoring of credit risk exposures.
• Automate risk reporting, exposure calculations and exception monitoring using Python, SQL and other analytical technologies.
• Establish early-warning indicators and monitoring frameworks to identify emerging credit risks and deteriorating exposures.
• Enhance data quality, reporting efficiency and the scalability of existing risk management processes.

4. Risk Governance & Reporting

• Contribute to the development and maintenance of credit risk policies, procedures and risk appetite frameworks.
• Produce clear, data-driven risk assessments and management reports to support senior management decision-making.
• Monitor adherence to established credit limits and escalate material breaches or emerging risks.
• Support internal risk committees, regulatory reviews and other governance requirements.

Experience Requirements

• Minimum of 10 years of experience in risk management, with a strong focus on both market and credit risk.
• Candidates must show a clear understanding and experience of, identifying and measuring counterparty credit risk.
• It is an absolute must to have technical expertise in Python, SQL, and VBA, with the ability to develop complex models and automate processes.
• Strong analytical and quantitative skills, with a deep understanding of financial markets, instruments, and risk metrics, valuation techniques and fair value pricing.
• Ability to work independently and collaboratively in a fast-paced environment.
• Excellent communication and presentation skills, with the ability to convey complex concepts to non-technical stakeholders.
• Detail-oriented with strong organizational and project management skills.
• Bachelor’s degree in finance, Economics, Mathematics, Statistics, or a related field.
• Professional certifications such as FRM, CFA, or SCA Risk management are a plus.

Perks

Each of our offices has its special perks; be it ‘no ties’, free lunches, charity events, or a hybrid work policy – but whenever you walk into an Equiti office, you’re sure to see a friendly face. We encourage international collaborations and always keep our eyes open to how we can do more.

The benefits you can expect at your Equiti workplace include:

• Competitive salary package
• Performance-based bonus
• Medical insurance coverage for employees and family members
• Smart working options
• Employee wellness initiatives
• Personalized career development
• Company lunch in the office
• Regular company events

With energy, drive, and imagination, there’s no limit to where your career can go at Equiti. With a diverse workforce and geographical spread of offices, we strongly support career development initiatives as well as provide a range of opportunities for professional and life experiences.

Equiti is an equal opportunity employer.