THE IDEAL CANDIDATE

The ideal candidate will thrive in a fast-paced, start-up-like setting as we build a new compliance structure that aligns with the bank’s size, complexity, and risk profile. In this role, you’ll need to be strategic, tactical, collaborative and creative in your approach. You will manage day-to-day operations while also helping design and implement a forward-thinking compliance program for the future.
Beyond technical expertise, we’re looking for someone with an entrepreneurial mindset—someone who can “roll up their sleeves”, takes the initiative and can anticipate needs before they arise. A comfort level with ambiguity and the ability to excel in a dynamic, evolving landscape are essential as the US Compliance team redefines the bank’s compliance program and structure.
Most importantly, the right candidate is seeking an intellectual challenge, has a desire to learn, and is committed to building something impactful from the ground up. At TD Bank, you’ll have the unique opportunity to help shape the future of the bank while collaborating with a team of enthusiastic colleagues dedicated to setting new industry standards.
The U.S. Compliance Regulatory Change Office (USCRCO) manages regulatory changes and maintains the U.S. regulatory inventory. This role ensures compliance with regulatory requirements and effective change management.

Key responsibilities of the role include:

• Assist in Development and maintenance of federal and state regulatory inventories.
• Review and assess regulatory changes to determine impact to the regulatory inventory.
• Collaborate with U.S. compliance teams to maintain and document updates.
• Support the development and implementation of the U.S. State Law Regulatory Inventory.
• Conduct data quality reviews.
• Report on regulatory inventory status, metrics, and issues.

Please review the preferred background and experience section below in as you consider this opportunity.
The above details are specific to the role which is outlined in the general description below.

JOB SUMMARY

The Senior Manager, Compliance manages assigned compliance functions for the Company and supports the development, implementation, and maintenance of a regulatory compliance program through compliance activities across various lines of business, banking offices, and operating departments. The Senior Manager, Compliance Interacts with senior management in assigned areas, developing, revising, and implementing policies and procedures to ensure compliance with applicable laws and regulations. The Senior Manager Compliance employs various software applications and desktop tools to consolidate reported data and analyze information to detect potential compliance issues and concerns. The job manages assigned compliance managers and/or specialists (as applicable) by coordinating activities and providing coaching and counseling as needed. Supports the Chief Compliance Officer (CCO) in ensuring the Bank’s compliance with all applicable federal rules and regulations.

EDUCATION & EXPERIENCE:

• Undergraduate degree or equivalent work experience
• 10+ years of experience

DESIRED SKILLS AND KNOWLEDGE:

• JD and/or CRCM certification
• In-depth knowledge of financial services, regulatory and risk industry practices.
• Experience developing/maintaining regulatory inventories.
• In-depth knowledge of regulatory compliance.
• Ability to compare new and proposed rules to existing rules to pinpoint potential challenges and succinctly describe the impact of any regulatory changes.
• Demonstrated ability to develop and maintain productive business relationships with internal/external partners.
• Strong analytical skills and ability to exercise sound judgment in development and selection of compliance solutions.
• Strong collaborative skills and experience leading and working in a matrix environment and on cross-functional teams.
• Excellent verbal and written communications skills, including the ability to persuade and influence a broad spectrum of constituents at all levels.Experience with Cube and/or Archer platform a plus

PHYSICAL REQUIREMENTS:

Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%

• Domestic Travel – Occasional
• International Travel – Never
• Performing sedentary work – Continuous
• Performing multiple tasks – Continuous
• Operating standard office equipment - Continuous
• Responding quickly to sounds – Occasional
• Sitting – Continuous
• Standing – Occasional
• Walking – Occasional
• Moving safely in confined spaces – Occasional
• Lifting/Carrying (under 25 lbs.) – Occasional
• Lifting/Carrying (over 25 lbs.) – Never
• Squatting – Occasional
• Bending – Occasional
• Kneeling – Never
• Crawling – Never
• Climbing – Never
• Reaching overhead – Never
• Reaching forward – Occasional
• Pushing – Never
• Pulling – Never
• Twisting – Never
• Concentrating for long periods of time – Continuous
• Applying common sense to deal with problems involving standardized situations – Continuous
• Reading, writing and comprehending instructions – Continuous
• Adding, subtracting, multiplying and dividing – Continuous

The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.

WHO WE ARE:

TD is one of the world’s leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.
TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you’ve got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we’re here to support you towards your goals. As an organization, we keep growing – and so will you.

• Assist in Development and maintenance of federal and state regulatory inventories.
• Review and assess regulatory changes to determine impact to the regulatory inventory.
• Collaborate with U.S. compliance teams to maintain and document updates.
• Support the development and implementation of the U.S. State Law Regulatory Inventory.
• Conduct data quality reviews.
• Report on regulatory inventory status, metrics, and issues