Senior Middle Office Analyst: Credit / Lending at Talan

New York, New York, United States -

Full Time

Start Date

Immediate

Expiry Date

22 Apr, 26

Salary

130000.0

Posted On

22 Jan, 26

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Credit Insurance, Commercial Lending, Asset Finance, Operational Risk, Loan IQ, Financial Statements, Excel, PowerPoint, Insurance Policies, Data Quality, Process Improvements, Reconciliation, Monitoring, Broker Interaction, Financial Ratio Analysis, Legal Documentation

Industry

IT Services and IT Consulting

Description

Company Description Talan is an international consulting and technology expertise group supporting Corporate and Investment Banking (CIB) and Financial Services clients through large-scale transformation programs driven by data, technology, and innovation. In North America, Talan works with some of the largest U.S., French, and Japanese banks, delivering high-value expertise across front-office, risk, finance, regulatory, and technology domains. With over 20 years of experience, a presence across five continents and 21 countries, and Great Place to Work® certification, the Group is on track to reach 8,000 employees worldwide, including 600 in North America. Job Description We are seeking a Senior Middle Office Analyst – Insurance Operations to lead the management of credit insurance across commercial lending and asset finance transactions. This role requires strong hands-on experience in a banking middle office environment, with full ownership of insurance processes, close interaction with Front Office teams, and a high level of responsibility for operational risk and controls. Role and responsibilities Act as the primary subject matter expert for credit insurance across all relevant lending transactions, from pre-closing review (when applicable) through payment, booking, and ongoing monitoring. Oversee the calculation, validation, and processing of insurance premiums in line with credit agreements and insurance certificates, ensuring timely payment to brokers. Ensure accurate booking, monitoring, and reconciliation of insurance-related transactions in Loan IQ (LIQ), maintaining data quality and consistency. Review complex insurance policies and related legal documentation, interpret insurance requirements, and ensure correct system setup and processing. Perform and validate pre-funding insurance checks, including confirmation of calculations and initial broker deposits. Serve as the main point of contact for insurance-related matters with Front Office, Middle Office, Operations, and external brokers. Monitor insurance covenants and reporting obligations, proactively identifying and escalating operational risks or discrepancies. Drive process improvements across insurance booking, reconciliation, controls, and reporting, in coordination with internal stakeholders. #LI-MNRK Qualifications Minimum 5 years of experience in commercial lending or asset finance operations within a commercial bank. Proven, hands-on experience managing insurance on lending transactions. Bachelor’s degree in Finance, Business, or a related field. Strong working knowledge of Loan IQ; experience with Cash Plus and FBTI is a plus. Solid proficiency in Excel and PowerPoint. Good understanding of financial statements and comfort with financial ratio analysis. Company’s Benefits Visa Sponsorship: Talan does not sponsor or transfer U.S. work permits or employment visas for this role. At Talan, we invest in our employees' well-being and empower them with benefits, including: 💵 The salary range for this role is US$100,000 - US$130,000 💸401(k) retirement plan with company matching 🌴15 days of paid vacation per year at hire and up to 27 according to seniority (annual untaken vacation days are cashed out) 📴8 paid holidays + 5 sick days + 2 personal days per year ❤️‍🩹Company health, dental, and vision insurance plans + FSA 🦺Voluntary STD and LTD 🚍 Commuter/transit benefits All your information will be kept confidential according to EEO guidelines. Contract Type: Permanent contract Compensation: USD100000 - USD130000 - yearly

Responsibilities

Lead the management of credit insurance across commercial lending and asset finance transactions. Oversee insurance processes, ensuring compliance and accuracy in booking and monitoring transactions.