ABOUT US

1st National Bank is Southwestern Ohio’s leading community financial institution, committed to delivering exceptional financial products and services. “Bank your Best” with us, as we focus on integrity, responsibility, and financial excellence while proudly serving our local communities. Our diverse and collaborative team thrives in a stimulating work environment that encourages innovation and personal growth. As industry leaders, we continuously introduce cutting-edge banking systems and technologies to provide state-of-the-art service. Join us at 1st National Bank, where we don’t just bank – we build futures together.

JOB SUMMARY

We are seeking an experienced DE Underwriter to join our dynamic team. The successful candidate will play a key role in evaluating loan applications, assessing financial status, and ensuring compliance with company policies. Previous experience underwriting government loans is a must - I.E-FHA, VA, USDA. If you have a keen eye for detail, strong decision-making skills, and a background in underwriting, we want to hear from you!

• Monday – Friday schedule

QUALIFICATIONS

• High school diploma or equivalent
• 5+ years experience with FHA, VA, USDA, HELOC and construction Loans
• Good knowledge of and previous work with Government Loans
• Strong attention to detail and decision-making skills
• Research and analysis capabilities
• Good understanding of financial institution products and services
• Ability to work in a fast-paced office environment

KEY RESPONSIBILITIES

• Analyze applicants’ financial status, credit history, and property evaluations to determine the feasibility of granting a loan.
• Correspond with Loan Originators and Processors to resolve questions regarding application information.
• Approve loans within specified limits or refer loans to the Loan Committee for approval.
• Ensure loan agreements are complete, accurate, and in accordance with company policy.
• Respond to telephone and written inquiries concerning loan processing information.
• Collaborate with Loan Officers to resolve mortgage application problems.