MAKING HOME OWNERSHIP DREAMS COME TRUE

Optimum Mortgage, a National Bank of Canada company, is a full-service lender providing personalized borrowing solutions to meet our clients needs. We offer a variety of products, including flexible alternative mortgage solutions, for clients who may not fit within traditional guidelines, including those who are self-employed, commissioned or with bruised credit.
Optimum Mortgage team is currently seeking full time Underwriter expert to join our team for a 12-month term! Our Mortgage Underwriter’s are proud of their “Resolution and Customer Service” badges earned, they are consistently focused on personal and professional growth. A successful candidate with Optimum Mortgage will display evaluation skills of risk using established criteria and current legislation guidelines. Creative underwriting with a customer driven mind. Mortgage solutions is how we think, and clients appreciate our Underwriting Experts for it!

Your role:

• What is the “Underwriter Expert”. Provide analytical, detail-oriented evaluations, to produce strong credit decisions on sophisticated and complex Alt A mortgage applications
• Sales Oriented. Establishing profitable and low risk parameters for loans, pricing, terms, and conditions with mortgage loans while valuing internal and external client successes
• Risk Appetite. Maintain and excel in vigilance within the market risk appetite while adhering to CWB Financial Group policies.
• Compliance. Ability to efficiently analyze and evaluate supporting documentation provided by clients and brokers while staying in sync with industry compliance obligations including Privacy, Anti-Money Laundering/Anti-Terrorist financing, Internal Fraud Policies and KYC
• Innovative Solutions. Go beyond and hold high regard to creatively invent flexible and unique solutions for clients while maintaining adherence to CWB policies and guidelines
• Mentor. Offer mentorship to support Mortgage Documentation Officers
• Composure. Maintaining day to day operations in an exciting paced, sales and client focused environment

• What is the “Underwriter Expert”. Provide analytical, detail-oriented evaluations, to produce strong credit decisions on sophisticated and complex Alt A mortgage applications
• Sales Oriented. Establishing profitable and low risk parameters for loans, pricing, terms, and conditions with mortgage loans while valuing internal and external client successes
• Risk Appetite. Maintain and excel in vigilance within the market risk appetite while adhering to CWB Financial Group policies.
• Compliance. Ability to efficiently analyze and evaluate supporting documentation provided by clients and brokers while staying in sync with industry compliance obligations including Privacy, Anti-Money Laundering/Anti-Terrorist financing, Internal Fraud Policies and KYC
• Innovative Solutions. Go beyond and hold high regard to creatively invent flexible and unique solutions for clients while maintaining adherence to CWB policies and guidelines
• Mentor. Offer mentorship to support Mortgage Documentation Officers
• Composure. Maintaining day to day operations in an exciting paced, sales and client focused environmen