Senior Officer ,Credit Documentation

at  Emirates Development Bank

JOB DESCRIPTION

Assisting Head of Credit Administration and Control in the day to day activities and management of the department in its documentation and control functions.

KNOWLEDGE AND SKILLS

• Highly analytical thinking skills, identifying, and improving complex work processes.
• Exceptional listener and communicator who effectively conveys information verbally and in writing.
• Computer-literate performer with extensive software proficiency covering wide variety of applications.
• Resourceful team player who excels at building trusting relationships with customers and colleagues.
• Flexible team player to effectively prioritize and juggle multiple concurrent projects.
• Innovative problem-solver who can generate workable solutions and resolve complaints.
• Planning and organizational skills, along with a high degree of detail orientation.
• Maintains a productive climate and confidently motivates and coaches employees to meet high performance standardsQUALIFICATION & EXPERIENCEREQUIRED QUALIFICATIONS:Bachelor Degree in Relevant Field Required (Accounting or Finance )PREFERRED EXPERIENCE:Minimum 2-5 years of relevant work experience in Credit Documentation. QUALIFICATIONS & EXPERIENCE. QUALIFICATIONS & EXPERIENCE. QUALIFICATIONS & EXPERIENCE
  Job ID 300000056587088

5. COMPETENCIES, KNOWLEDGE AND SKILLS Behavioral Competencies Technical Competencies

• People Happiness
• Drive for Results
• Strategic Thinking
• Creativity and Innovation
• Leading and People Management
• Communication and Influence
• Banking Applications
• MS Office (Excel, word, ppt)
• Banking Systems
• Customer Relationship Management
• Complianc

OPERATIONAL RESPONSIBILITIES

• Preparation of facility and security documents for corporate / SME facilities (conventional and Islamic).
• Vetting of facility and security documents for corporate / SME facilities (conventional and Islamic).
• Liaising with the legal department for the checking of source documents of corporate / SME borrowers and for the preparation of non-standard documents and securities (conventional / Islamic).
• Feeding of securities / authorization of registration of securities in the register for movable securities (EMCR).
• Feeding of limits / maintenance of limits in the system.
• Feeding of collaterals / maintenance of collaterals in the system.
• Issuance of disbursement instructions to Operations Department for loans and revolving facilities.
• Safekeeping of collaterals documentation. etc.
• Updating the Deferral sheet / Exception sheet / Expired documents sheet.
• Issuance of monthly reports by Credit Administration and Control.
• up of expired documents

1. COMMUNICATIONS AND WORKING RELATIONSHIPS Internal External

• Head of Credit Administration & Control
• Risk & Compliance Team
• Relationship Manager
• All other EDB employees (as and when required)
• Regulatory Authorities and Agencies
• External Auditors
• External Consultants

1. COMPETENCIES, KNOWLEDGE AND SKILLS Behavioral Competencies Technical Competencies

• People Happiness
• Drive for Results
• Strategic Thinking
• Creativity and Innovation
• Leading and People Management
• Communication and Influence
• Banking Applications
• MS Office (Excel, word, ppt)
• Banking Systems
• Customer Relationship Management
• Compliance