Senior Officer, Relationship Manager-Loan Against Property, Consumer Bankin at DBS Bank

Kolkata, west bengal, India -

Full Time

Start Date

Immediate

Expiry Date

01 Aug, 26

Salary

0.0

Posted On

03 May, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Loan Against Property, Mortgage products, Relationship management, Business development, Credit risk assessment, Financial analysis, Sales strategy, Portfolio management, Communication, Negotiation, Problem-solving, Customer service, DSA channel management, Open market offerings, Lending decisions

Industry

Banking

Description

Business Function As the leading bank in Asia, DBS Consumer Banking Group is in a unique position to help our customers realise their dreams and ambitions. As a market leader in the consumer banking business, DBS has a full spectrum of products and services, including deposits, investments, insurance, mortgages, credit cards and personal loans, to help our customers realise their dreams and aspirations at every life stage. Our financial solutions are not only the best in the business - they were made just right for you. Responsibilities Develop and maintain strong relationships with existing and prospective clients to understand their financial needs and provide tailored Loan Against Property solutions Proactively identify and generate new business opportunities by leveraging the bank's products and services, including Mortgages and Open Market offerings Collaborate with the bank's internal teams, such as Credit and Operations, to ensure a seamless client experience throughout the loan application and approval process Actively monitor and manage the assigned loan portfolio, ensuring timely repayments and addressing any client concerns or issues Leverage the bank's network of DSA (Direct Sales Agents) to source and originate new Loan Against Property leads Maintain detailed records and documentation related to client interactions, loan applications, and portfolio management Contribute to the development and implementation of sales strategies and initiatives to drive the growth of the Loan Against Property business Requirements Minimum 3-5 years of experience in the banking or financial services industry, with a strong focus on Loan Against Property or Mortgage products Demonstrated ability to build and maintain long-term relationships with clients, understanding their financial needs and providing tailored solutions Proficient in analyzing financial information, assessing credit risk, and making informed lending decisions Excellent communication and interpersonal skills, with the ability to effectively present and negotiate with clients Strong analytical and problem-solving skills, with the ability to identify and address client needs Familiarity with the Open Market and DSA channels, and the ability to leverage these networks to generate new business opportunities Commitment to providing exceptional customer service and maintaining the highest standards of professional conduct Apply Now We offer a competitive salary and benefits package and the professional advantages of a dynamic environment that supports your development and recognises your achievements. Location: Kolkata-DBIL Job: Product Sales Schedule: Regular Employee Status: Full time DBS is more than a bank — we're shaping the future of finance and communities. With innovation at our core and impact in our DNA, we go beyond banking to build careers, relationships, and a better world. DBS is a leading financial services group in Asia with a presence in 19 markets. Headquartered and listed in Singapore, DBS is in the three key Asian axes of growth: Greater China, Southeast Asia and South Asia. Recognised for its global leadership, DBS has been named “World’s Best Bank” by Global Finance, “World’s Best Bank” by Euromoney and “Global Bank of the Year” by The Banker. The bank is at the forefront of leveraging digital technology to shape the future of banking, having been named “World’s Best Digital Bank” by Euromoney and the world’s “Most Innovative in Digital Banking” by The Banker. In addition, DBS has been accorded the “Safest Bank in Asia” award by Global Finance for 15 consecutive years from 2009 to 2023. DBS provides a full range of services in consumer, SME and corporate banking. As a bank born and bred in Asia, DBS understands the intricacies of doing business in the region’s most dynamic markets and is committed to building lasting relationships with customers. With its extensive network of operations in Asia and emphasis on engaging and empowering its staff, DBS presents exciting career opportunities.

Responsibilities

The Senior Officer will develop and maintain client relationships to provide tailored Loan Against Property solutions while proactively identifying new business opportunities. They will also collaborate with internal teams to manage loan portfolios and ensure a seamless application and approval process.