Here at Nationwide, we put our members at the heart of everything we do and every role, no matter what it is doing, has a part to play in this. Property Risk is a vital part of the Risk Community, working closely with Chartered Surveyors and Solicitors, dealing with property and legal queries.
We are seeking an experienced individual responsible for completing desktop mortgage valuations and making property risk policy decisions.
At Nationwide we offer hybrid working wherever possible. More rewarding relationships are supported through our hybrid approach, bringing colleagues together across our UK wide estate, whilst also supporting generous access to home working. We value our time in the office to solve problems, to learn, and to feel connected.
For this job you’ll spend at least two days per week, or if part time you’ll spend 40% of your working time, based at our Bournemouth office. If your application is successful, your hiring manager will provide further details on how this works. You can also find out more about our approach to hybrid working here
If we receive a high volume of relevant applications, we may close the advert earlier than the advertised date, so please apply as soon as you can.

ABOUT YOU

• Property valuations, underwriting or risk management experience.
• A demonstrated history of making informed decisions using various sources of data.
• You must be able to investigate, identify and consider the risks associated with each case and use personal judgement to make decisions in line with policy.
• Strong analytical skills that can help shape and drive change and efficiencies within Risk.
• Confidently articulate information through clear written and verbal communication with multiple stakeholders.
• Ability to self-motivate and work under your own initiative, demonstrating an ability to solve problems whilst maintaining accuracy and providing excellent customer service.
• Innovative, keeping abreast of market changes and constantly looking for new ways of doing things.

Our customer first behaviours put customers and members at the heart of how we work together. They are the set of behaviours that every colleague needs to display, in every role:

• Feel what customers feel - We step into our customers’ shoes, using their feedback and insights to empathise with them and to understand their needs, so that every decision we make starts and finishes with our customers in mind
• Say it straight - We are brave in speaking out and saying what we think – we’re honest and direct with good intent, openly sharing diverse perspectives to reach the best conclusions and using language everyone can understand
• Push for better - We don’t settle for mediocrity, we challenge the status quo, taking responsibility for continuous improvement and personal development
• Get it done - We prioritise what will have the greatest impact, we are decisive, and we take accountability for delivering brilliant customer outcomes

You can strengthen your application by showing how our customer first behaviours resonate with you, and where you may have already demonstrated these.

WHAT YOU’LL BE DOING

You will be responsible for completing desktop mortgage valuations for both Nationwide and The Mortgage Works and making property risk policy decisions as well as handling various legal and property-related matters that could impact the value or suitability of a security property. You will liaise with our in-house Chartered Surveyors and valuation suppliers to ensure we deliver the best outcomes for our customers and the society.
The role requires you to use your understanding of Nationwide and The Mortgage Works risk appetite and policy, alongside a good understanding of property construction and the property market to conduct desktop valuations. You must be able to clearly communicate your reasoning and decision-making process, ensuring that all valuations and decisions are guided by established policies and backed by solid evidence.
A proactive attitude is desired for this role, as you will be expected to use your initiative to produce solutions to problems and work as part of a team to resolve complex matters. The team works closely together, both in the office and over Teams, sharing knowledge, skills, and resources.

Our customer first behaviours put customers and members at the heart of how we work together. They are the set of behaviours that every colleague needs to display, in every role:

• Feel what customers feel - We step into our customers’ shoes, using their feedback and insights to empathise with them and to understand their needs, so that every decision we make starts and finishes with our customers in mind
• Say it straight - We are brave in speaking out and saying what we think – we’re honest and direct with good intent, openly sharing diverse perspectives to reach the best conclusions and using language everyone can understand
• Push for better - We don’t settle for mediocrity, we challenge the status quo, taking responsibility for continuous improvement and personal development
• Get it done - We prioritise what will have the greatest impact, we are decisive, and we take accountability for delivering brilliant customer outcome