Shawbrook
Risk & Operations, Commercial
London, England, GB
Posted on August 27, 2025
Employer reference: REF1437A

THE ROLE & RESPONSIBILITIES

The Real Estate Portfolio Management team is responsible for actively managing the ongoing credit risk across the circa £6bn+ Real Estate portfolio. This includes buy to let, bridging and commercial investment. This segregated team owns the credit and in life client relationship, distinct from Relationship Management which will continue to focus on sales activities.

KEY RESPONSIBILITIES

• To contribute in managing the Real Estate (“RE”) portfolio for Shawbrook
• To operate to high standards of risk management across Real Estate Portfolio Management, including Credit, Operational and Conduct Risk
• Responsible for management of existing clients, portfolio monitoring, risk reporting, risk management and providing support on new initiatives across the Team.
• Responsible for maintaining and adhering to the Bank policies and procedures at all times and providing support in working with internal and external functions.
• EWI Monitoring
• Customer MI Monitoring
• Covenant Monitoring
• All Annual Reviews – including customer / broker engagement / site visits when required – coordinating with BDM & RM teams
• Annual reviews to include 12 month look forward Umbrella Limits
• Active Portfolio Monitoring for trends, concentrations, regional variances etc.
• Market Analysis & Sub-Sector Reviews, plus Horizon Scanning and regulatory impacts on the portfolio, taking necessary actions where appropriate, including updating relevant Risk Committees on early warning signs.
• Focus on managing/overviewing portfolio performance and exposure against policy limits
• To communicate and escalate potential issues/risks in a prompt and effective manner.
• To provide support in managing and building out the overall risk management framework across PM
• PM will have responsibility for all performing cases, working with the NPL team for under-preforming and non-performing cases