Description:
River Run is a shared services organization that supports banking affiliates, Newburyport Bank and Pentucket Bank. Together, we shape the evolution of community banking through innovation and strong partnerships, while preserving the personalized service our customers value. Here, you will discover opportunities for professional growth, make a meaningful impact in your local community, and join a team that champions integrity, collaboration, and continuous progress. This is community banking, evolved.

JOB SUMMARY

Evaluates and makes decisions on complex residential and consumer loan applications, applying expert knowledge of portfolio and investor guidelines, internal policies, and regulatory requirements. Exercises advanced credit judgment to balance risk management with sound lending decisions while providing support to internal team members throughout the loan process.

QUALIFICATIONS, EXPERIENCE, AND EDUCATION

• High school diploma or equivalent. Associate or Bachelor’s degree in business, finance, or a related field preferred.
• Federal Housing Authority Direct Endorsement (FHA/DE) and/or Veterans Affairs Staff Appraisal/Leder Appraisal Processing Program (VA SAR/LAPP) certifications preferred.
• Minimum 7 years of experience in mortgage underwriting, including knowledge of agency and investor guidelines.
• Excellent underwriting expertise including strong knowledge of residential and consumer loan products, sound risk assessment, and the ability to provide guidance and support to underwriting and lending staff.
• Excellent knowledge of banking and lending regulations.
• Excellent knowledge of credit, income, assets, and collateral analysis principles.
• Demonstrated analytical thinking, sound judgment, and problem-solving skills.
• Demonstrated communication skills with the ability to explain underwriting decisions to internal team members.
• Excellent attention to detail.
• Proficient in mortgage loan origination systems (LOS), automated underwriting systems (AUS), and office software including word processing, spreadsheets, and presentation applications.
• Ability to manage multiple files under time-sensitive deadlines.
• Ability to adapt to frequent change and work with urgency and accountability in a fast-paced, production-oriented environment.
  River Run Services, LLC is an Equal Opportunity Employer and all qualified applicants will receive consideration for employment without regard to race, color, ancestry, national origin, gender, sexual orientation, marital status, religion, age, disability, gender identity, results of genetic testing or service in the military.
  If you are an individual with a disability and require a reasonable accommodation to complete the application process, you may contact Human Resources at hr@riverrun.com or call 978-462-3136.
  

  Z

• Performs additional duties, as directed by management.
• Complies with all related consumer regulatory requirements.
  Requirements: