MoneyLion is a leader in financial technology powering the next generation of personalized products and content, with a top consumer finance super app, a premier embedded finance platform for enterprise businesses and a world-class media arm. MoneyLion’s mission is to give everyone the power to make their best financial decisions. We pride ourselves on serving the many, not the few; providing confidence through guidance, choice, personalization; and shortening the distance to an informed action.
In our go-to money app for consumers, we deliver curated content on finance and related topics, through a tailored feed that engages people to learn and share. People take control of their finances with our innovative financial products and marketplace - including our full-fledged suite of features to save, borrow, spend, and invest - seamlessly bringing together the best offers and content from MoneyLion and our 1,100+ Enterprise Partner network, together in one experience. MoneyLion’s enterprise technology provides the definitive search engine and marketplace for financial products, enabling any company to add embedded finance to their business, with advanced AI-backed data and tools through our platform and API. Established in 2013, MoneyLion connects millions of people with the financial products and content they need, when and where they need it.

TECHNICAL SKILLS

• SQL: Intermediate proficiency with complex queries, joins, and window functions
• Python: Most partner models will be written in python
• Ability / willingness to learn how to create risk decision models
• Data Visualization: Experience with Tableau, Looker, Periscope, or similar tools
• Excel/Spreadsheets: Advanced skills including pivot tables, VLOOKUP, and basic modeling
• Statistics: Understanding of basic statistical concepts, A/B testing

EXPERIENCE & KNOWLEDGE

• 3+ Risk / Underwriting experience at a financial institution (fintech, lending, or other financial services)
• Basic understanding of credit risk concepts (default rates, loss curves, provisioning)
• Familiarity with APIs and data integration concepts
• Experience working with large datasets and data quality issues

SOFT SKILLS

• Strong attention to detail and accuracy in data analysis
• Excellent written and verbal communication skills
• Ability to work independently and manage multiple priorities
• Collaborative mindset and willingness to learn from senior team members
• Ability to communicate data insights across departments including executives, product, and ps teams using clear visualizations and concise storytelling.

PREFERRED QUALIFICATIONS

• Experience with Python / creating risk decisioning models
• Knowledge of AWS/cloud data platforms (Redshift, Snowflake)
• Previous experience in marketplace or platform business models

ABOUT THE ROLE

We are seeking a detail-oriented Risk Analyst to join our team and support the analytics and operations of Spark, Engine by MoneyLion’s hosted decision model service. This role will focus on partner integrations, performance monitoring, and data analysis to help optimize our lending marketplace platform. The ideal candidate will have strong analytical skills, experience with SQL and data visualization tools, and an interest in fintech and credit risk.